Ameriserv Financial Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Lovell Park Branch	179 Lovell Avenue, Ebensburg, PA 15931	View Lobby Hours
Carrolltown Branch	101 South Main Street, Carrolltown, PA 15722	View Lobby Hours
Nanty-Glo Branch	1383 Shoemaker Street, Nanty Glo, PA 15943	View Lobby Hours
Pittsburgh Branch	60 Boulevard Of Allies, Suite 100, Pittsburgh, PA 15222	View Lobby Hours
Northern Cambria Office	4206 Crawford Ave, Northern Cambria, PA 15714	View Lobby Hours
Ameriserv Financial Bank	216 Franklin Street, Johnstown, PA 15901	View Lobby Hours
North Atherton Branch	1857 North Atherton Street, State College, PA 16803	View Lobby Hours
Windber Branch	1501 Somerset Avenue, Windber, PA 15963	View Lobby Hours
Derry Branch	112 South Chestnut, Derry, PA 15627	View Lobby Hours
University Heights Branch	1404 Eisenhower Boulevard, Johnstown, PA 15904	View Lobby Hours
Westmont Branch	110 Plaza Drive, Johnstown, PA 15905	View Lobby Hours
Somerset Branch	108 West Main Street, Somerset, PA 15501	View Lobby Hours
Franklin Street Branch	1059 Franklin Street, Johnstown, PA 15905	View Lobby Hours
Seward Branch	#1 Roadway Plaza, Seward, PA 15954	View Lobby Hours
Central City Branch	104 Sunshine Avenue, Central City, PA 15926	View Lobby Hours
East Hill Drive-Up Branch	1213 Scalp Avenue, Johnstown, PA 15904	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.477%	6.375% 0.50 points $3,448 fees	$1,997	Learn More
NMLS ID: 1067	6.565%	6.490% 0.75 points $2,486 fees	$2,021	Learn More
NMLS ID: 401822	6.770%	6.625% 0.88 points $4,795 fees	$2,049	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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