Apple Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Court Street Branch	326 Court Street, Brooklyn, NY 11231	View Lobby Hours
Crown Heights	318 Albany Avenue, Brooklyn, NY 11213	View Lobby Hours
Ronkonkoma Branch	3075 Veterans Memorial Highway, Ronkonkoma, NY 11779	View Lobby Hours
Long Beach Branch	280 East Park Avenue, Long Beach, NY 11561	View Lobby Hours
Staten Island Branch	2655 Richmond Avenue, Suite 2005, Staten Island, NY 10314	View Lobby Hours
Fordham Road Branch	120 East Fordham Road, Bronx, NY 10468	View Lobby Hours
Chelsea Branch	250 W. 23rd Street, New York, NY 10011	View Lobby Hours
73rd Street	2100 Broadway At 73rd Street, New York, NY 10023	View Lobby Hours
Co-Op City Branch	2021 Bartow Avenue, Bronx, NY 10475	View Lobby Hours
Locust Valley Branch	200 Birch Hill Road, Locust Valley, NY 11560	View Lobby Hours
Bensonhurst Branch	1971-1975 86th Street, Brooklyn, NY 11214	View Lobby Hours
Flatbush Branch	1954 Flatbush Avenue, Brooklyn, NY 11234	View Lobby Hours
Mohegan Lake Branch	1753 East Main Street, Mohegan Lake, NY 10547	View Lobby Hours
Elmont Branch	1693 Hempstead Turnpike, Elmont, NY 11003	View Lobby Hours
Jamaica Branch	168-42 Hillside Avenue, New York City, NY 11432	View Lobby Hours
Huntington Branch	167 Walt Whitman Road, Huntington Station, NY 11746	View Lobby Hours
Midwood Branch	1617 Avenue M, New York City, NY 11230	View Lobby Hours
Yorkville Branch	1555 First Avenue, New York, NY 10028	View Lobby Hours
16th Avenue Branch	1575 50th Street, Brooklyn, NY 11219	View Lobby Hours
North Lindenhurst Branch	151 East Sunrise Highway, North Lindenhurst, NY 11757	View Lobby Hours
Avenue J. Branch	1401 Avenue J, Brooklyn, NY 11230	View Lobby Hours
Apple Bank For Savings	1395 Northern Boulevard, Manhasset, NY 11030	View Lobby Hours
53rd Street Branch	1330 Avenue Of The Americas, New York, NY 10019	View Lobby Hours
Kings Highway Branch	1321 Kings Highway, Brooklyn, NY 11229	View Lobby Hours
125th Street Branch	124 East 125th Street, New York City, NY 10035	View Lobby Hours
42nd Street Branch	122 East 42nd Street, New York, NY 10017	View Lobby Hours
Westchester Square Branch	12 Westchester Square, Bronx, NY 10462	View Lobby Hours
80th Street Branch	1170 Lexington Avenue, New York, NY 10028	View Lobby Hours
East 64th Street Branch	1168 First Avenue, New York, NY 10021	View Lobby Hours
Kew Gardens Branch	116-12 Queens Boulevard, Forest Hills, NY 11375	View Lobby Hours
Cedarhurst Branch	115 Cedarhurst Avenue, Cedarhurst, NY 11516	View Lobby Hours
Church Street Branch	110 Church Street, New York, NY 10007	View Lobby Hours
Scarsdale Branch	1075 Central Park Avenue, Scarsdale, NY 10583	View Lobby Hours
Second Avenue Branch	105 Second Avenue, New York, NY 10003	View Lobby Hours
Forest Hills Branch	102-35 Queens Boulevard, New York City, NY 11375	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.744%	5.625% 0.75 points $4,197 fees	$1,843	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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