Arrow Bank National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Ticonderoga Drive-In Branch	Wicker Street, Ticonderoga, NY 12883	View Lobby Hours
South Glens Falls Branch	Route 9, South Glens Falls, NY 12803	View Lobby Hours
Schroon Lake Branch	Route 9, Schroon Lake, NY 12870	View Lobby Hours
U.S. Avenue Branch	5023 Us Avenue, Plattsburgh, NY 12903	View Lobby Hours
Argyle Branch	93 Main Street, Argyle, NY 12809	View Lobby Hours
Granville Branch	8646 State Route 22, Granville, NY 12832	View Lobby Hours
Schuylerville Branch	73 Broad Street, Schuylerville, NY 12871	View Lobby Hours
Queensbury Branch	696 Upper Glen Street, Queensbury, NY 12804	View Lobby Hours
Chester-Schroon-horicon Branch	6353 State Route 9, Chestertown, NY 12817	View Lobby Hours
Port Henry Branch	4307 Main Street, Port Henry, NY 12974	View Lobby Hours
Bay Road Branch	402 Bay Road, Queensbury, NY 12804	View Lobby Hours
Broad Street Plaza Branch	4 Broad Street Plaza, Glens Falls, NY 12801	View Lobby Hours
Warrensburg Branch	3853 Main Street, Warrensburg, NY 12885	View Lobby Hours
Washington County Drive-In Branch	343 Broadway, Fort Edward, NY 12828	View Lobby Hours
Aviation Road Branch	339 Aviation Road, Queensbury, NY 12804	View Lobby Hours
Cornelia Street Branch	308 Cornelia Street, Plattsburgh, NY 12901	View Lobby Hours
Kingsbury Branch	3019 State Route 4, Hudson Falls, NY 12839	View Lobby Hours
Glens Falls National Bank And Trust	250 Glen Street, Glens Falls, NY 12801	View Lobby Hours
Cambridge Branch	25 West Main Street, Cambridge, NY 12816	View Lobby Hours
Plattsburgh Branch	25 Margaret Street, Plattsburgh, NY 12901	View Lobby Hours
Lake George Branch	2252 State Route 9, Lake George, NY 12845	View Lobby Hours
Salem Branch	212 Main Street, Salem, NY 12865	View Lobby Hours
Fort Edward Branch	159 Broadway, Fort Edward, NY 12828	View Lobby Hours
Luzerne Branch	15 Main Street, Lake Luzerne, NY 12846	View Lobby Hours
Greenwich Branch	132 Main Street, Greenwich, NY 12834	View Lobby Hours
Ticonderoga Branch	123 Montcalm Street, Ticonderoga, NY 12883	View Lobby Hours
Greenwich Drive - In Office Branch	1153 State Route 29, Greenwich, NY 12834	View Lobby Hours
Fort Ann Post Branch	110 George Street, Fort Ann, NY 12827	View Lobby Hours
Route 9 Office In Queensbury	1002 State Route 9, Queensbury, NY 12804	View Lobby Hours
Exit 18 Office Branch	221 Corinth Rd, Queensbury, NY 12804	View Lobby Hours
Jones Road Branch	4208 Route 50, Saratoga Springs, NY 12866	View Lobby Hours
Ballard Road Branch	227 Ballard Road, Wilton, NY 12831	View Lobby Hours
The West Avenue Office Branch	91 West Avenue, Saratoga Springs, NY 12866	View Lobby Hours
Route 9 Branch	3 Carpenter Lane, Saratoga Springs, NY 12866	View Lobby Hours
Clifton Park Branch	386 Clifton Park Center Road, Clifton Park, NY 12065	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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