b1BANK - Nationwide Branches

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Branch	Address	View Lobby Hours
Lafayette Banking Center Branch	900 E St. Mary Suite 100, Lafayette, LA 70501	View Lobby Hours
Business First Bank	500 Laurel Street, Baton Rouge, LA 70801	View Lobby Hours
Northwest Louisiana Banking Center	800 Spring Street, Suite 120, Shreveport, LA 71101	View Lobby Hours
Lake Charles Banking Center Branch	728 Ryan Street, Lake Charles, LA 70601	View Lobby Hours
North Shore Banking Center	1675 N Highway 190, Covington, LA 70433	View Lobby Hours
Mbl Main Branch	100 Mbl Bank Drive, Minden, LA 71058	View Lobby Hours
Main Street Branch	415 Main Street, Minden, LA 71055	View Lobby Hours
Erwinville Branch	4610 Poydras Bayou Road, Erwinville, LA 70729	View Lobby Hours
Brusly Branch	729 South Vaughan Street, Brusly, LA 70719	View Lobby Hours
Jefferson Highway Branch	7880 Jefferson Highway, Baton Rouge, LA 70809	View Lobby Hours
Florida St Branch	4944 Florida Street, Baton Rouge, LA 70806	View Lobby Hours
Port Allen Branch	320 North Alexander Avenue, Port Allen, LA 70767	View Lobby Hours
Denham Springs Branch	31635 Louisiana Highway 16, Denham Springs, LA 70726	View Lobby Hours
Zachary Branch	1858 Church Street, Zachary, LA 70791	View Lobby Hours
Gonzales Branch	1821 West Highway 30, Gonzales, LA 70737	View Lobby Hours
American Gateway Bank Main Office Br	11307 Coursey Boulevard, Baton Rouge, LA 70816	View Lobby Hours
Perkins Road Branch	10725 Perkins Road, Baton Rouge, LA 70810	View Lobby Hours
Bayou Region Banking Center	435 Corporate Drive, Suite 102, Houma, LA 70360	View Lobby Hours
Business First Bank Dallas Loan Prod	3012 Fairmount, Suite 150, Dallas, TX 75201	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1513908	5.695%	5.500% 0.75 points $7,014 fees	$1,817	Learn More
NMLS ID: 1835285	5.830%	5.750% 0.88 points $2,800 fees	$1,868	Learn More
NMLS ID: 399799	6.115%	6.000% 0.88 points $4,112 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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