Ballston Spa National Bank - Nationwide Branches

View Ballston Spa National Bank overview page →

Branch	Address	View Lobby Hours
Wilton Office	Route 9, Wilton, NY 12866	View Lobby Hours
Corporate Office Branch	990 State Route 67, Ballston Spa, NY 12020	View Lobby Hours
Ballston Spa National Bank	87 Front Street, Ballston Spa, NY 12020	View Lobby Hours
Burnt Hills Branch	770 Saratoga Road, Burnt Hills, NY 12027	View Lobby Hours
Galway Branch	5091 Sacandaga Road, Galway, NY 12074	View Lobby Hours
Stillwater Branch	428 Hudson Ave, Stillwater, NY 12170	View Lobby Hours
Milton Crest Branch	344 Rowland Street, Milton, NY 12020	View Lobby Hours
Greenfield Center Branch	3060 Route 9n, Greenfield Center, NY 12833	View Lobby Hours
Clifton Park Branch	256 Ushers Road, Clifton Park, NY 12065	View Lobby Hours
Malta Branch	124 Dunning Street, Malta, NY 12020	View Lobby Hours
Latham Office Branch	1207 Troy Schenectady Rd, Latham, NY 12110	View Lobby Hours
Guilderland Branch	1973 Western Ave, Albany, NY 12203	View Lobby Hours
Voorheesville Br	13 Maple Road, Voorheesville, NY 12186	View Lobby Hours

«
Page 1 of 1
»

Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.020%	5.875% 1.00 points $5,045 fees	$1,893	Learn More
NMLS ID: 613839	6.269%	6.125% 1.00 points $4,918 fees	$1,945	Learn More
NMLS ID: 401822	6.403%	6.250% 1.00 points $5,195 fees	$1,971	Learn More
NMLS ID: 399799	6.463%	6.375% 0.50 points $3,104 fees	$1,997	Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

See More Home Equity Rates →

New Bank Offers

Download a Free eBook

Bank On It:
The No Risk Way To Boost Your Savings

BestCashCow
Guide To Credit Card Travel Rewards

65 Questions to Ask before Choosing a CD

The Insider's Guide
to
Mortgages

Plan and Optimize Your Finances