Banc of California, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Century City Branch	1800 Avenue Of The Stars, Suite 675, Los Angeles, CA 90067	View Lobby Hours
Pacific Mercantile Bank	949 South Coast Drive, 3rd. Floor, Costa Mesa, CA 92626	View Lobby Hours
Costa Mesa Branch	949 South Coast Dr., Ste 105, Costa Mesa, CA 92626	View Lobby Hours
Internet Banking Branch	949 South Coast Dr, 3rd Fl., Costa Mesa, CA 92626	View Lobby Hours
Newport Beach Branch	450 Newport Center Drive, Suite 100, Newport Beach, CA 92660	View Lobby Hours
La Habra Branch	1530 West Whittier Blvd.Ste B, La Habra, CA 90631	View Lobby Hours
La Habra Branch	721 W. Whittier Blvd, Ste. G, La Habra, CA 90631	View Lobby Hours
Manhattan Beach Branch	1230 Rosecrans Avenue, Suite 100, Manhattan Beach, CA 90266	View Lobby Hours
Pacific Palisades Branch	530 Palisades Dr, Pacific Palisades, CA 90272	View Lobby Hours
3 Macarthur Branch	3 Macarthur Place, Suite 100, Santa Ana, CA 92707	View Lobby Hours
Fullerton East Branch	100 Laguna Road, Suite 100, Fullerton, CA 92835	View Lobby Hours
Long Beach Branch	180 E. Ocean Boulevard, Suite 100, Long Beach, CA 90802	View Lobby Hours
Century City Private Banking Branch	1880 Century Park East, Suite 104, Los Angeles, CA 90067	View Lobby Hours
La Jolla Branch	7877 Ivanhoe Avenue, La Jolla, CA 92037	View Lobby Hours
Pasadena Branch	600 South Lake Avenue, Suite 100, Pasadena, CA 91106	View Lobby Hours
Newport Beach Branch	500 Newport Center Drive, Ste 125, Newport Beach, CA 92660	View Lobby Hours
Santa Monica Branch	2635 Wilshire Blvd, Santa Monica, CA 90403	View Lobby Hours
Laguna Hills Branch	24033 El Toro Road Suite 130, Laguna Hills, CA 92653	View Lobby Hours
Century City Branch	1880 Century Park East, Suite 104, Los Angeles, CA 90067	View Lobby Hours
Banc Of California, National Association	3 Macarthur Place, Santa Ana, CA 92707	View Lobby Hours
Rancho Bernardo Branch	16840 Bernardo Center Drive, San Diego, CA 92128	View Lobby Hours
San Marcos Branch	1642 West San Marcos Boulevard, San Marcos, CA 92078	View Lobby Hours
Tustin Branch	13031 Newport Avenue, Suite 115, Tustin, CA 92780	View Lobby Hours
Placentia Branch	870 North Rose Drive, Placentia, CA 92870	View Lobby Hours
Whittier Branch	7355 Greenleaf Avenue, Whittier, CA 90602	View Lobby Hours
Los Angeles Branch	515 West 6th Street, Los Angeles, CA 90014	View Lobby Hours
La Habra Branch	401 E Whittier Blvd, La Habra, CA 90631	View Lobby Hours
Hacienda Heights Branch	3160 Colima Road, Hacienda Heights, CA 91745	View Lobby Hours
Brea Branch	220 S State College Blvd, Brea, CA 92821	View Lobby Hours
Montebello Branch	2133 West Beverly Boulevard, Montebello, CA 90640	View Lobby Hours
La Habra - Fashion Square Branch	1201 West Imperial Highway, La Habra, CA 90631	View Lobby Hours
Anaheim Hills Branch	100 South Fairmont Boulevard, Suite 100, Anaheim, CA 92808	View Lobby Hours
Paramount Branch	15954 Paramount Boulevard, Paramount, CA 90723	View Lobby Hours
East Whittier Branch	15175 Whittier Boulevard, Whittier, CA 90603	View Lobby Hours
Wilmington Branch	125 E. Anaheim Street, Suite A, Wilmington, CA 90744	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1835285	5.635%	5.500% 1.00 points $4,800 fees	$1,817	Learn More
NMLS ID: 6606	6.092%	6.000% 1.00 points $3,162 fees	$1,919	Learn More
NMLS ID: 1025894	6.209%	6.125% 0.63 points $2,850 fees	$1,945	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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