Cathay Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Berkeley-Richmond Branch	3288 Pierce Street, Suite D101, Richmond, CA 94804	View Lobby Hours
Monterey Park Branch	250 South Atlantic Boulevard, Monterey Park, CA 91754	View Lobby Hours
Midtown Branch	235 5th Ave, New York, NY 10016	View Lobby Hours
Orange Branch	2263 North Tustin Street, Orange, CA 92865	View Lobby Hours
Torrance Branch	23211 Hawthorne Boulevard, Suite 108, Torrance, CA 90505	View Lobby Hours
Chicago -chinatown Branch	222 West Cermak Road, Chicago, IL 60616	View Lobby Hours
San Jose Branch	2010 Tully Road, San Jose, CA 95122	View Lobby Hours
Ontario Branch	2000a South Grove Avenue, Suite 103, Ontario, CA 91761	View Lobby Hours
Cerritos Valley Branch	18643 South Pioneer Boulevard, Artesia, CA 90701	View Lobby Hours
Kent North Branch	18030 East Valley Highway, Kent, WA 98032	View Lobby Hours
Fountain Valley Branch	17860 Newhope Street, Suite 104, Fountain Valley, CA 92708	View Lobby Hours
New Jersey Branch	1775 Route 27, Edison, NJ 8817	View Lobby Hours
Milpitas Branch	1759 North Milpitas Boulevard, Milpitas, CA 95035	View Lobby Hours
Rowland Heights Branch	17432 Colima Road, Rowland Heights, CA 91748	View Lobby Hours
San Jose Brokaw Branch	1708 Oakland Road, Suite 400, San Jose, CA 95131	View Lobby Hours
Union City Branch	1701 Decoto Road, Union City, CA 94587	View Lobby Hours
Chatham Square Branch	16-18 East Broadway, New York City, NY 10002	View Lobby Hours
Irvine Branch	15323 Culver Drive, Irvine, CA 92604	View Lobby Hours
Bellevue Branch	13238 Ne 20th Street, Suite 200, Bellevue, WA 98005	View Lobby Hours
Soho Branch	129 Lafayette Street, New York, NY 10013	View Lobby Hours
City Of Industry Branch	1250 South Fullerton Road, City Of Industry, CA 91748	View Lobby Hours
Arcadia Branch	1139 West Huntington Drive, Arcadia, CA 91007	View Lobby Hours
Diamond Bar Branch	1195 South Diamond Bar Blvd, Diamond Bar, CA 91765	View Lobby Hours
Millbrae Branch	1095 El Camino Real, Millbrae, CA 94030	View Lobby Hours
Cupertino Branch	10480 S. De Anza Blvd, Cupertino, CA 95014	View Lobby Hours
Hong Kong	Suite 3008, 30th Flower, Tower 2, The Gateway, Hong Kong, 0	View Lobby Hours
Gale Avenue Branch	17271 Gale Avenue, City Of Industry, CA 91748	View Lobby Hours
West Convina Branch	2672 East Garvey Avenue South, West Covina, CA 91791	View Lobby Hours
Sacramento Branch	4970 Freeport Boulevard, Sacramento, CA 95822	View Lobby Hours
San Francisco Clement Branch	919 Clement Street, San Francisco, CA 94118	View Lobby Hours
Airport Boulevard Branch	500 Airport Boulevard, Suite 328, Burlingame, CA 94010	View Lobby Hours
Stevens Creek Boulevard Branch	20195 Stevens Creek Boulevard, Cupertino, CA 95014	View Lobby Hours
Bensonhurst Branch	6912 18th Avenue, Brooklyn, NY 11204	View Lobby Hours
Cathay Bank Rancho Cucamonga	9759 Baseline Road, Rancho Cucamonga, CA 91730	View Lobby Hours
Plano Branch	2001 Coit Road, Suite 160, Plano, TX 75075	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.845%	5.750% 0.38 points $3,301 fees	$1,868	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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