CB&S Bank, Inc. - Nationwide Branches

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Branch	Address	View Lobby Hours
Selmer Mulberry Branch	731 Mulberry Avenue, Selmer, TN 38375	View Lobby Hours
Community South Bank Branch	51 West Main Street, Parsons, TN 38363	View Lobby Hours
Lexington Branch	386 West Church Street, Lexington, TN 38351	View Lobby Hours
Savannah Branch	325 Main Street, Savannah, TN 38372	View Lobby Hours
Adamsville Branch	237 East Main Street, Adamsville, TN 38310	View Lobby Hours
Selmer Drive Thru	138 East Court Avenue, Selmer, TN 38375	View Lobby Hours
Scotts Hill Branch	10081 Highway 114, Scotts Hill, TN 38374	View Lobby Hours
Hodges Branch	1481 Highway 172, Hodges, AL 35571	View Lobby Hours
12-25 Industrial Branch	Highways 12 And 25, Starkville, MS 39759	View Lobby Hours
Ripley Branch	14331 Highway 15 North, Ripley, MS 38663	View Lobby Hours
Franklin Plaza Branch	14015 Highway 43, Russellville, AL 35653	View Lobby Hours
Red Bay Branch	407 4th Street Sw, Red Bay, AL 35582	View Lobby Hours
Community Bank Of Whiteville Branch	Bass Street And Highway 64, Whiteville, TN 38075	View Lobby Hours
Greenwood Main Branch	820 West Park Avenue, Greenwood, MS 38930	View Lobby Hours
Madison Branch	8018 Highway 72, Madison, AL 35758	View Lobby Hours
Lewisburg Branch	771 North Ellington Parkway, Lewisburg, TN 37091	View Lobby Hours
The Bank Of Bolivar/Branch	724 West Market Street, Bolivar, TN 38008	View Lobby Hours
Clarksdale Branch	720 Desoto Avenue, Clarksdale, MS 38614	View Lobby Hours
Murfreesboro Branch	706 South Church Street, Murfreesboro, TN 37130	View Lobby Hours
Owens Crossroads Branch	6388 Us Highway 431, Owens Cross Roads, AL 35763	View Lobby Hours
Huntsville Research Park Branch	6104 University Drive, Huntsville, AL 35806	View Lobby Hours
Center Star Branch	5690 U.S. Highway 72, Killen, AL 35645	View Lobby Hours
Huntsville Downtown Branch	521 Madison Street, Huntsville, AL 35801	View Lobby Hours
Greenwood Branch	400 Fulton Street, Greenwood, MS 38930	View Lobby Hours
Huntsville Branch	4009 University Drive, Huntsville, AL 35816	View Lobby Hours
Sturgis Branch	3869 Highway 12 West, Sturgis, MS 39769	View Lobby Hours
Phil Campbell Branch	3571 Broad Street, Phil Campbell, AL 35581	View Lobby Hours
Greenville Main Branch	342 Washington Avenue, Greenville, MS 38701	View Lobby Hours
Town Creek Branch	333 Church Street, Town Creek, AL 35672	View Lobby Hours
Florence Branch	320 South Pine Street, Florence, AL 35630	View Lobby Hours
Pulaski Branch	307 West Madison Street, Pulaski, TN 38478	View Lobby Hours
Clarksdale Main Branch	301 John Lee Hooker Lane, Clarksdale, MS 38614	View Lobby Hours
Florence Hough Road Branch	2975 Hough Road, Florence, AL 35630	View Lobby Hours
Walnut Branch	28171 Highway 15, Walnut, MS 38683	View Lobby Hours
Ardmore	26314 Main Street, Ardmore, TN 38449	View Lobby Hours

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Reviews on CB&S Bank, Inc.

Terry | Jun 7, 2018

Fabulous bank

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 2022461	5.791%	5.625% 0.88 points $5,949 fees	$1,843	Learn More
NMLS ID: 2463124	5.812%	5.625% 1.00 points $6,670 fees	$1,843	Learn More
NMLS ID: 2578474 License#: 2578474	5.862%	5.750% 0.88 points $3,930 fees	$1,868	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Quicken Loans See Table	0.000 %	$0	Learn More More Info
Ready to access funds? Homeowners’ best kept secret for cash. Access equity on YOUR terms. It costs $0 to see how much you could get with a lender Homeowners best kept secret for cash No second mortgage needed Keep the low rate you already have It costs $0 to check your options with lenders
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Splash Financial See Table	Intro APR 7.250 % After Intro: 7.250 % Intro Period: 8 months	$25,000	Learn More More Info
This rate is variable and will fluctuate with the Prime Rate as published in the Wall Street Journal. Variable Annual Percentage Rate (APR) for first and second lien position home equity lines of credit will vary with the Prime Rate as published in the Wall Street Journal. As of 11/4/2025, the variable rate for new home equity lines of credit is Prime – 0.25% to Prime + 2.50% (6.75% APR to 9.50% APR). Your rate will not exceed 18.000% APR. Making minimum interest-only payments will not pay down your principal. An annual fee of $100 will apply every year after the first year from the date of funding. Not all applicants are eligible for the maximum line of credit amount or the maximum combined loan to value (LTV). The property type, applicant creditworthiness, verified income, and third party property valuation all may affect eligibility. Maximum LTV ratios of 90%, 80% or 70% apply depending on creditworthiness and property eligibility. Offer available for owner-occupied, 1-4 unit residential properties only. For HELOC amounts at and above $100,000, Splash requires an initial draw of at least $75,000. For line amounts less than $100,000, you must draw at least 75% initially. Additional draw amounts are subject to lender minimums. To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Borrow up to $500,000 Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today

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