Centerstate Bank Central Florida, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Memorial	9601 Katy Freeway, Houston, TX 77024	View Lobby Hours
Tanglewood Branch	750 Bering Drive, Suite 100, Houston, TX 77057	View Lobby Hours
Medical Center Branch	4120 Bellaire Blvd., Houston, TX 77025	View Lobby Hours
Kingwood Branch	2661 Royal Forest Drive, Suite B100, Kingwood, TX 77339	View Lobby Hours
River Oaks Branch	3900 Essex Lane Suite 100, Houston, TX 77027	View Lobby Hours
Cypress Branch	1051 Fm 1960 Rd West, Houston, TX 77090	View Lobby Hours
Sherry Lane Branch	6044 Sherry Lane, Dallas, TX 75225	View Lobby Hours
Preston Center Branch	16660 Dallas Parkway Suite 1700, Dallas, TX 75248	View Lobby Hours
Live Oak Branch	3206 Live Oak, Dallas, TX 75204	View Lobby Hours
Colorado Springs Broadmoor	155 Lake Avenue, Colorado Springs, CO 80906	View Lobby Hours
Greeley Branch	6222 W. 9th Street, Greeley, CO 80634	View Lobby Hours
Castle Rock Branch	500 North Wilcox, Castle Rock, CO 80104	View Lobby Hours
Loveland Branch	1050 Eagle Drive, Loveland, CO 80537	View Lobby Hours
Pearland Branch	4605 W Broadway, Pearland, TX 77581	View Lobby Hours
Sugar Land Branch	19855 Southwest Freeway, Suite 100, Sugar Land, TX 77479	View Lobby Hours
Humble Community Branch	1515 Fm 1960 East Bypass, Humble, TX 77338	View Lobby Hours
The Woodlands Branch	2829 Technology Forest Boulevard, The Woodlands, TX 77381	View Lobby Hours
Downtown Bank	501 South Tejon, Colorado Springs, CO 80903	View Lobby Hours
Briargate Bank	440 Chapel Hills Drive, Colorado Springs, CO 80920	View Lobby Hours
Northstar Bank Of Colorado Branch	7979 East Tufts Avenue, Suite 850, Denver, CO 80237	View Lobby Hours
Colorado Springs Westside	3216 West Colorado Avenue, Colorado Springs, CO 80904	View Lobby Hours
Rowlett Branch	5900 Rowlett Road, Rowlett, TX 75089	View Lobby Hours
Morgan	500 S. Morgan Street, Granbury, TX 76048	View Lobby Hours
Rockwall	201 East Kaufman Street, Rockwall, TX 75087	View Lobby Hours
Hurst Branch	1842 Precinct Line Rd, Hurst, TX 76054	View Lobby Hours
University	1300 South University Drive, Fort Worth, TX 76107	View Lobby Hours
Cleburne Branch	104 North Nolan River Road, Cleburne, TX 76031	View Lobby Hours
Pilot Point	700 South Hwy 377, Pilot Point, TX 76258	View Lobby Hours
Colleyville Branch	6110 Colleyville Blvd., Colleyville, TX 76034	View Lobby Hours
Lewisville Branch	543 W. Main Street, Lewisville, TX 75057	View Lobby Hours
Corinth	5100 South Stemmons Freeway, Corinth, TX 76210	View Lobby Hours
Denton Br	400 North Carroll, Denton, TX 76201	View Lobby Hours
South Denton Branch	3301 Teasley Lane, Denton, TX 76205	View Lobby Hours
Lake Dallas Branch	2004 South Stemmons Freeway, Lake Dallas, TX 75065	View Lobby Hours
Krum	1109 E. Mccart Street, Krum, TX 76249	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.972%	5.875% 0.38 points $3,365 fees	$1,893	Learn More
NMLS ID: 399799	6.220%	6.125% 0.63 points $3,385 fees	$1,945	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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