Centier Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Fort Wayne Branch	10315 Dupont Circle Drive West, Fort Wayne, IN 46825	View Lobby Hours
St. John Stracks Branch	9825 Wicker Avenue, Saint John, IN 46373	View Lobby Hours
Munster Branch	9716 Wihte Oak Avenue, Munster, IN 46321	View Lobby Hours
Cedar Lake Stracks Branch	9704 Lincoln Plaza Center, Cedar Lake, IN 46303	View Lobby Hours
Highland Branch	9701 Indianapolis Boulevard, Highland, IN 46322	View Lobby Hours
St. John Branch	9151 Wicker Avenue, Saint John, IN 46373	View Lobby Hours
Highland Martha Branch	9102 Indianapolis Blvd, Highland, IN 46322	View Lobby Hours
Merrillville Branch	8310 Broadway, Merrillville, IN 46410	View Lobby Hours
Winfield Branch	8020 E. 109th Ave, Crown Point, IN 46307	View Lobby Hours
Hobart Stracks Branch	7760 E 37th Ave, Hobart, IN 46342	View Lobby Hours
La Porte Branch	73 Pine Lake Avenue, Laporte, IN 46350	View Lobby Hours
East Chicago Branch	720 West 145th Street, East Chicago, IN 46312	View Lobby Hours
Gary Miller Branch	650 South Lake Street, Gary, IN 46403	View Lobby Hours
Portage Town & Country Branch	6046 Central Ave, Portage, IN 46368	View Lobby Hours
Merrillville Stracks Branch	6001 Broadway, Merrillville, IN 46410	View Lobby Hours
Hammond Branch	5433 Hohman Avenue, Hammond, IN 46320	View Lobby Hours
Plymouth Oak Road Branch	537 North Oak Road, Plymouth, IN 46563	View Lobby Hours
Schererville East Branch	5191 West Lincoln Highway, Crown Point, IN 46307	View Lobby Hours
Griffith Branch	500 North Broad Street, Griffith, IN 46319	View Lobby Hours
Gary Glen Park Branch	4883 Broadway, Gary, IN 46409	View Lobby Hours
Hobart Downtown Branch	433 Main Street, Hobart, IN 46342	View Lobby Hours
Mishawaka Branch	255 East Day Road, Mishawaka, IN 46545	View Lobby Hours
South Haven Branch	390 West U.S. Highway 6, Valparaiso, IN 46385	View Lobby Hours
Valparaiso South Branch	360 Morthland Drive, Valparaiso, IN 46383	View Lobby Hours
Pines Retirement Village Branch	3303 Pines Village Circle, Valparaiso, IN 46383	View Lobby Hours
Lafayette Downtown Branch	323 Columbia Street, Lafayette, IN 47901	View Lobby Hours
Portage Willowcreek Branch	3220 Willowcreek Road, Portage, IN 46368	View Lobby Hours
Southlake Branch	3198 East 81st Avenue, Hobart, IN 46342	View Lobby Hours
Valparaiso East Branch	2707 Laporte Avenue, Valparaiso, IN 46383	View Lobby Hours
Hammond Van Tils Branch	2635 169th Street, Hammond, IN 46323	View Lobby Hours
Lowell Branch	1914 East Commercial Avenue, Lowell, IN 46356	View Lobby Hours
Valparaiso North Branch	1802 North Calumet Avenue, Valparaiso, IN 46383	View Lobby Hours
Valparaiso Town & Country Branch	1605 Calumet Avenue, Valparaiso, IN 46383	View Lobby Hours
Chesterton South Branch	1600 South Calumet Road, Chesterton, IN 46304	View Lobby Hours
Crown Point South Branch	1501 South Court Street, Crown Point, IN 46307	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.876%	5.750% 0.75 points $4,417 fees	$1,868	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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