Central Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Mills Civic Branch	5070 Mills Civic Parkway, West Des Moines, IA 50265	View Lobby Hours
4018 University Branch	4018 University Avenue, Des Moines, IA 50311	View Lobby Hours
Urbandale Branch	3800 100th Street, Urbandale, IA 50322	View Lobby Hours
Hubbell Avenue Branch	2742 Hubbell Avenue, Des Moines, IA 50317	View Lobby Hours
Central Bank - West Des Moines Branc	6601 Westown Parkway #140, West Des Moines, IA 50266	View Lobby Hours
Central Bank	600 Lake Avenue, Storm Lake, IA 50588	View Lobby Hours
522 Fourth Street Branch	504 Fourth Street Branch, Sioux City, IA 51101	View Lobby Hours
Central Bank - Morningside Branch	4201 South Lakeport, Sioux City, IA 51102	View Lobby Hours
Central Bank - Hamilton Branch	2906 Hamilton Blvd, Sioux City, IA 51104	View Lobby Hours
Cherokee Central Trust Branch	201 West Main Street, Cherokee, IA 51012	View Lobby Hours
Spirit Lake Branch	1400 18th Street, Spirit Lake, IA 51360	View Lobby Hours
Cherokee Branch	2 Bow Drive, Cherokee, IA 51012	View Lobby Hours
Drive-In Branch	1237 Lake Avenue, Storm Lake, IA 50588	View Lobby Hours
North Ankeny Branch	2805 North Ankeny Blvd, Ankeny, IA 50023	View Lobby Hours
Waukee Branch	300 E Hickman Rd, Waukee, IA 50263	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	6.655%	6.500% 1.00 points $5,195 fees	$2,023	Learn More
NMLS ID: 399799	6.718%	6.625% 0.63 points $3,225 fees	$2,049	Learn More
NMLS ID: 401822		points fees		Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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