Central Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Mills Civic Branch	5070 Mills Civic Parkway, West Des Moines, IA 50265	View Lobby Hours
4018 University Branch	4018 University Avenue, Des Moines, IA 50311	View Lobby Hours
Urbandale Branch	3800 100th Street, Urbandale, IA 50322	View Lobby Hours
Hubbell Avenue Branch	2742 Hubbell Avenue, Des Moines, IA 50317	View Lobby Hours
Central Bank - West Des Moines Branc	6601 Westown Parkway #140, West Des Moines, IA 50266	View Lobby Hours
Central Bank	600 Lake Avenue, Storm Lake, IA 50588	View Lobby Hours
522 Fourth Street Branch	504 Fourth Street Branch, Sioux City, IA 51101	View Lobby Hours
Central Bank - Morningside Branch	4201 South Lakeport, Sioux City, IA 51102	View Lobby Hours
Central Bank - Hamilton Branch	2906 Hamilton Blvd, Sioux City, IA 51104	View Lobby Hours
Cherokee Central Trust Branch	201 West Main Street, Cherokee, IA 51012	View Lobby Hours
Spirit Lake Branch	1400 18th Street, Spirit Lake, IA 51360	View Lobby Hours
Cherokee Branch	2 Bow Drive, Cherokee, IA 51012	View Lobby Hours
Drive-In Branch	1237 Lake Avenue, Storm Lake, IA 50588	View Lobby Hours
North Ankeny Branch	2805 North Ankeny Blvd, Ankeny, IA 50023	View Lobby Hours
Waukee Branch	300 E Hickman Rd, Waukee, IA 50263	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.870%	5.750% 0.75 points $4,200 fees	$1,868	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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