Central Pacific Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Pearlridge Branch	98-150 Kaonohi Street, Aiea, HI 96701	View Lobby Hours
Mapunapuna Branch	960 Mapunapuna Street, Honolulu, HI 96819	View Lobby Hours
Mililani Branch	95-720 Lanikuhana Avenue, Mililani, HI 96789	View Lobby Hours
Royal Kunia Times	94-615 Kupuohi Street, Unit A1, Waipahu, HI 96797	View Lobby Hours
Waipahu Branch	94-210 Pupukahi Street, Waipahu, HI 96797	View Lobby Hours
Ewa Branch	91-1107 Keaunui Drive, Suite 300, Ewa Beach, HI 96706	View Lobby Hours
Wahiawa Branch	935 California Avenue, Wahiawa, HI 96786	View Lobby Hours
Pearl City Don Quijote	850 Kamehameha Highway, Pearl City, HI 96782	View Lobby Hours
Kahului Branch	85 West Kaahumanu Avenue, Kahului, HI 96732	View Lobby Hours
Kapahulu Branch	830 Kapahulu Avenue, Suite 130, Honolulu, HI 96816	View Lobby Hours
Kaheka Don Quijote	801 Kaheka Street, Honolulu, HI 96814	View Lobby Hours
Kailua-Kona Branch	75-1010 Henry Street, Kailua-Kona, HI 96740	View Lobby Hours
Kapolei Branch	680 Kamokila Boulevard, Kapolei, HI 96707	View Lobby Hours
Hawaii Kai Branch	6600 Kalanianaole Highway, Honolulu, HI 96825	View Lobby Hours
Hilo Branch	525 Kilauea Avenue, Hilo, HI 96720	View Lobby Hours
Kaneohe Branch	46-077 Kamehameha Highway, Kaneohe, HI 96744	View Lobby Hours
Ward Branch	505 Ward Avenue, Honolulu, HI 96814	View Lobby Hours
Lihue Branch	4364 Rice Street, Lihue, HI 96766	View Lobby Hours
Kahala Branch	4211 Waialae Avenue, Honolulu, HI 96816	View Lobby Hours
Kailua Branch	6 Hoolai Street, Kailua, HI 96734	View Lobby Hours
Lahaina Branch	355 Keawe Street, Suite 401, Lahaina, HI 96761	View Lobby Hours
Kaimuki Branch	3465 Waialae Avenue, Honolulu, HI 96816	View Lobby Hours
Waikiki Branch	333 Seaside Avenue. Suite 160, Honolulu, HI 96815	View Lobby Hours
Central Pacific Bank	220 South King Street, Honolulu, HI 96813	View Lobby Hours
Kihei Branch	207 Piikea Avenue, Suite 6-63, Kihei, HI 96753	View Lobby Hours
Wailuku Branch	2061 Wells Street, Wailuku, HI 96793	View Lobby Hours
Kalihi Branch	2024 North King Street, Honolulu, HI 96819	View Lobby Hours
Mccully Branch	2002 South King Street, Honolulu, HI 96826	View Lobby Hours
Kapiolani Branch	1538 Kapiolani Blvd Suite# 3, Honolulu, HI 96814	View Lobby Hours
Kapalama Branch	1535 Dillingham Boulevard, Honolulu, HI 96817	View Lobby Hours
Beretania Branch	1338 South Beretania Street, Honolulu, HI 96814	View Lobby Hours
Kahala Times	1173 21st Avenue, Honolulu, HI 96816	View Lobby Hours
Pearl Highlands Branch	1030 Makolu Street, Pearl City, HI 96782	View Lobby Hours
Manoa Branch	2851 East Manoa Road, Suite 1-100, Honolulu, HI 96822	View Lobby Hours
Kapaa	4-1105 Kuhio Highway, Suite 103, Kapaa, HI 96746	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 399799	6.124%	6.000% 1.00 points $4,412 fees	$1,919	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Central Pacific Bank - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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