Chemical Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Shelby	50787 Corporate Drive, Shelby Township, MI 48315	View Lobby Hours
Birmingham	980 South Woodward, Birmingham, MI 48009	View Lobby Hours
Liberty	4682 Belmont Ave., Youngstown, OH 44505	View Lobby Hours
Champion	4460 Mahoning Ave Nw, Warren, OH 44483	View Lobby Hours
Rootstown	4183 Tallmadge Road, Rootstown, OH 44272	View Lobby Hours
Newport	3900 Market Street, Youngstown, OH 44512	View Lobby Hours
Seville	3801 Boardman Canfield Road, Canfield, OH 44406	View Lobby Hours
Elyria Midway	361 Midway Mall Blvd, Elyria, OH 44035	View Lobby Hours
North Ridgeville	35423 Center Ridge Road, North Ridgeville, OH 44039	View Lobby Hours
Cornersburg	3516 Meridan Rd, Youngstown, OH 44511	View Lobby Hours
Grafton	351 N. Main Street, Grafton, OH 44044	View Lobby Hours
Cortland	325 South High Street, Cortland, OH 44410	View Lobby Hours
North Genesee Road	3213 Genesee Road, Flint, MI 48506	View Lobby Hours
Central Square	25 Market Street, Youngstown, OH 44503	View Lobby Hours
Southfield	24805 West Twelve Mile Road, Southfield, MI 48034	View Lobby Hours
Flushing	220 East Main Street, Flushing, MI 48433	View Lobby Hours
Elm Road Oh	2001 Elm Rd Ne, Warren, OH 44483	View Lobby Hours
Elyria	200 Middle Ave, Elyria, OH 44035	View Lobby Hours
Poland	2 South Main Street, Poland, OH 44514	View Lobby Hours
Warren Oh Downtown	185 East Market Street, Warren, OH 44481	View Lobby Hours
Livonia	17900 Haggerty Road, Livonia, MI 48152	View Lobby Hours
North Abbe	111 Antioch Drive, Elyria, OH 44035	View Lobby Hours
New Middletown	10416 Main Street, New Middletown, OH 44442	View Lobby Hours
Austintown	101 S. Canfield Niles Rd, Youngstown, OH 44515	View Lobby Hours
Detroit	333 Fort Street, Detroit, MI 48226	View Lobby Hours
Brighton	8700 North Second Street, Brighton, MI 48116	View Lobby Hours
Grand Haven	333 Washington Avenue, Grand Haven, MI 49417	View Lobby Hours
Ann Arbor	2950 State Street South, Ann Arbor, MI 48104	View Lobby Hours
Muskegon	281 Seminole Road, Muskegon, MI 49444	View Lobby Hours
Auburn Hills	1988 N. Opdyke Road, Auburn Hills, MI 48326	View Lobby Hours
Elk Rapids Branch	97 River Street, Elk Rapids, MI 49629	View Lobby Hours
Petoskey South	919 Spring Street, Petoskey, MI 49770	View Lobby Hours
Garfield Ave Traverse City	625 South Garfield Avenue, Traverse City, MI 49685	View Lobby Hours
Traverse City 14 St	613 W. 14th Street, Traverse City, MI 49684	View Lobby Hours
Chemical Bank- Acme Branch	5300 U.S. 31 North, Williamsburg, MI 49690	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.872%	5.750% 0.75 points $4,277 fees	$1,868	Learn More
NMLS ID: 1881674	5.963%	5.875% 0.63 points $3,050 fees	$1,893	Learn More
NMLS ID: 449401	6.090%	6.090% 0.00 points $0 fees	$1,938	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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