Chemung Canal Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Seneca Falls Branch	54 Fall Street, Seneca Falls, NY 13148	View Lobby Hours
Ithaca South Branch	304 Elmird Road, Ithaca, NY 14850	View Lobby Hours
Grant Avenue Branch	185 Grant Avenue, Auburn, NY 13021	View Lobby Hours
Auburn - Genesee St Branch	120 Genesee Street, Auburn, NY 13021	View Lobby Hours
Groton Avenue Branch	1094 Groton Avenue, Cortland, NY 13045	View Lobby Hours
Corning Branch	S Bridge Street & West Market St, Corning, NY 14830	View Lobby Hours
Chemung Canal Trust Company	One Chemung Canal Plaza, Elmira, NY 14902	View Lobby Hours
Big Flats Branch	Canal And Maple Streets, Big Flats, NY 14814	View Lobby Hours
Southport Branch	951 Pennsylvania Avenue, Elmira, NY 14904	View Lobby Hours
Community Corners Branch	909 Hanshaw Road, Ithaca, NY 14850	View Lobby Hours
Ithaca Station Branch	806 West Buffalo Street, Ithaca, NY 14850	View Lobby Hours
Clifton Park Office Branch	7 Southside Drive, Clifton Park, NY 12065	View Lobby Hours
Wolf Road Branch	65 Wolf Road, Albany, NY 12205	View Lobby Hours
West Side Branch	628 West Church Street, Elmira, NY 14905	View Lobby Hours
Horseheads Branch	602 South Main Street, Horseheads, NY 14845	View Lobby Hours
Oakdale Mall Branch	601-635 Harry Lane Drive, Suite 15, Johnson City, NY 13790	View Lobby Hours
Latham Branch	581 Loudon Road, Latham, NY 12110	View Lobby Hours
Canton Branch	5 West Main Street, Canton, PA 17724	View Lobby Hours
West Morris Street Branch	410 West Morris Street, Bath, NY 14810	View Lobby Hours
Waverly Branch	405 Chemung Street, Waverly, NY 14892	View Lobby Hours
North Franklin Street Branch	318 North Franklin Street, Watkins Glen, NY 14891	View Lobby Hours
Towanda Branch	304 Main Street, Towanda, PA 18848	View Lobby Hours
Montour Falls Branch	303 West Main Street, Montour Falls, NY 14865	View Lobby Hours
Arnot Road Office Branch	29 Arnot Road, Horseheads, NY 14845	View Lobby Hours
North Hamilton Branch	243 North Hamilton Street, Painted Post, NY 14870	View Lobby Hours
203 Main Street Branch	203 Main Street, Owego, NY 13827	View Lobby Hours
Troy Branch	159 Canton Street, Troy, PA 16947	View Lobby Hours
State Street Branch	132 State Street, Albany, NY 12207	View Lobby Hours
Binghamton Branch	127 Court Street, Binghamton, NY 13901	View Lobby Hours
Slingerlands Office Branch	1365 New Scotland Rd, Slingerlands, NY 12159	View Lobby Hours
Tioga Branch	1054 State Route 17c, Owego, NY 13827	View Lobby Hours
Elmira Heights Branch	100 West Mccann's Boulevard, Elmira Heights, NY 14903	View Lobby Hours
Vestal Branch	100 Rano Blvd, Vestal, NY 13850	View Lobby Hours
Schenectady Branch	2 Rush Street, Schenectady, NY 12305	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Chemung Canal Trust Company - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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