CIT Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
One East Foothill Blvd. Branch	One East Foothill Blvd., Arcadia, CA 91006	View Lobby Hours
9618 W Pico Blvd Branch	9618 W Pico Blvd Ste 504, Los Angeles, CA 90035	View Lobby Hours
Beverly Hills Branch	9550 S. Santa Monica Blvd, Beverly Hills, CA 90210	View Lobby Hours
La Jolla Bank Branch	888 Prospect Street, La Jolla, CA 92037	View Lobby Hours
San Marino Branch	2549 Huntington Dr, Unit 103, San Marino, CA 91108	View Lobby Hours
Cit Bank, National Association	95 South Lake Ave, Pasadena, CA 91101	View Lobby Hours
Westchester Branch	8750 South Sepulveda Boulevard, Los Angeles, CA 90045	View Lobby Hours
Northridge Branch	8726 Tampa Avenue, Northridge, CA 91324	View Lobby Hours
8653 Beverly Boulevard Branch	8653 Beverly Boulevard, West Hollywood, CA 90048	View Lobby Hours
Buena Park Branch	7872 Valley View Street, Buena Park, CA 90620	View Lobby Hours
La Quinta Branch	78010 Main St Ste 100, La Quinta, CA 92253	View Lobby Hours
Indian Wells Branch	74990 Hwy 111, Indian Wells, CA 92210	View Lobby Hours
Huntington Beach Branch	7061 Yorktown Avenue Suite 103, Huntington Beach, CA 92648	View Lobby Hours
Anaheim State College Branch	704 S State College Blvd, Anaheim, CA 92806	View Lobby Hours
Rancho Santa Fe Branch	6009 Paseo Delicias, Suite A, Rancho Santa Fe, CA 92067	View Lobby Hours
Irvine Branch	5791 Alton Parkway, Irvine, CA 92618	View Lobby Hours
5701 South Eastern Ave.	5701 South Eastern Ave. Ste 108, Commerce, CA 90040	View Lobby Hours
Agoura Branch	5701 North Kanan Road, Agoura, CA 91301	View Lobby Hours
5573 South Sepulveda Blvd Branch	5573 Sepulveda Boulevard, Culver City, CA 90230	View Lobby Hours
Palm Desert Branch	44495 Town Center Way Ste A, Palm Desert, CA 92260	View Lobby Hours
Ventura Branch	6128 Telegraph Rd, Ventura, CA 93003	View Lobby Hours
First Federal Bank Branch	401 Wilshire Boulevard, Santa Monica, CA 90401	View Lobby Hours
North La Brea Avenue Branch	400 North La Brea Avenue, Los Angeles, CA 90036	View Lobby Hours
Irvine Branch	3947 Irvine Boulevard, Irvine, CA 92602	View Lobby Hours
Escondido Branch	300 W Grand Ave, Escondido, CA 92025	View Lobby Hours
Westlake Village Branch	960 S. Westlake Blvd., Westlake Village, CA 91361	View Lobby Hours
Hastings Ranch Branch	3809 E Foothill Blvd, Pasadena, CA 91107	View Lobby Hours
Newport Beach Branch	3700 E. Coast Highway, Corona Del Mar, CA 92625	View Lobby Hours
351 South Vermont Ave Branch	351 South Vermont Ave, Los Angeles, CA 90020	View Lobby Hours
3500 East 7th Street Branch	3500 East 7th Street, Long Beach, CA 90804	View Lobby Hours
Del Amo Savings Bank Branch	3422 W Carson Street, Torrance, CA 90503	View Lobby Hours
Chino Hills Branch	3410 Grand Ave., Suite A, Chino Hills, CA 91709	View Lobby Hours
30019 Hawthorne Blvd.	30019 Hawthorne Blvd., Rancho Palos Verdes, CA 90275	View Lobby Hours
Bel Air Branch	2920 North Beverly Glen Circle, Los Angeles, CA 90077	View Lobby Hours
Mission Viejo Branch	28311 Marguerite Pkwy, Suite B, Mission Viejo, CA 92692	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.890%	5.750% 0.88 points $4,901 fees	$1,868	Learn More
NMLS ID: 399799	6.124%	6.000% 1.00 points $4,412 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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