Citizens Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Baum Drive Branch	6771 Baum Drive, Knoxville, TN 37919	View Lobby Hours
Knoxville Office Branch	5426 Homberg Drive, Knoxville, TN 37919	View Lobby Hours
Medical Park Drive Branch	256 Medical Park Drive, Lenoir City, TN 37771	View Lobby Hours
La Follette Branch	2025 Jacksboro Pike, La Follette, TN 37766	View Lobby Hours
Bemberg Road Branch	301 Bemberg Road, Elizabethton, TN 37643	View Lobby Hours
Volunteer Parkway Branch	844 Volunteer Parkway, Bristol, TN 37620	View Lobby Hours
Hampton Branch	702 Us 321 Scenic, Hampton, TN 37658	View Lobby Hours
State Street Branch	310 East State Street, Bristol, TN 37620	View Lobby Hours
Colonial Heights Branch	4215 Fort Henry Drive, Kingsport, TN 37663	View Lobby Hours
Peoples Street Branch	3028 Peoples Street, Johnson City, TN 37605	View Lobby Hours
Citizens Bank	300 Broad Street, Elizabethton, TN 37643	View Lobby Hours
Kingsport Branch	2240 East Stone Drive, Kingsport, TN 37662	View Lobby Hours
University Branch	1811 West State Of Franklin, Johnson City, TN 37605	View Lobby Hours
Kingsport Branch	101 East Main Street, Kingsport, TN 37662	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.368%	6.250% 0.63 points $4,011 fees	$1,971	Learn More
NMLS ID: 399799	6.619%	6.500% 0.88 points $4,131 fees	$2,023	Learn More
NMLS ID: 401822	6.746%	6.625% 0.63 points $3,995 fees	$2,049	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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