Citizens Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Circle Boulevard Branch	978 N.W. Circle Boulevard, Corvallis, OR 97330	View Lobby Hours
Junction City Branch	955 Ivy Street, Suite 1, Junction City, OR 97448	View Lobby Hours
Dallas Branch	583 Jefferson Street, Se, Dallas, OR 97338	View Lobby Hours
Mennonite Home	5353 Columbus St Se Cottage 5a, Albany, OR 97321	View Lobby Hours
Mcminnville Branch	455 Northeast Baker Street, Mcminnville, OR 97128	View Lobby Hours
Citizens Bank	275 S. W. Third Street, Corvallis, OR 97339	View Lobby Hours
Springfield Branch	2355 Olympic Street, Springfield, OR 97477	View Lobby Hours
East Albany Branch	2315 Se 14th Avenue, Albany, OR 97321	View Lobby Hours
Harrisburg Branch	230 N 3rd St Suite 101, Harrisburg, OR 97446	View Lobby Hours
West Albany Branch	2230 Pacific Boulevard, S.W., Albany, OR 97321	View Lobby Hours
Silverton Branch	217 East Main Street, Silverton, OR 97381	View Lobby Hours
Lebanon Branch	2122 S. Santiam Hwy., Lebanon, OR 97355	View Lobby Hours
Philomath Branch	1224 Main Street, Philomath, OR 97370	View Lobby Hours
Oregon City Branch	19245 South Molalla Avenue, Suite 1, Oregon City, OR 97045	View Lobby Hours
Tualatin Office Branch	8100 Sw Nyberg St, Suite 110, Tualatin, OR 97062	View Lobby Hours
Salem Branch	333 High Street, Suite 101, Salem, OR 97301	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.870%	5.750% 0.75 points $4,200 fees	$1,868	Learn More
NMLS ID: 399799	6.115%	6.000% 0.88 points $4,112 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Quicken Loans See Table	0.000 %	$0	Learn More More Info
Ready to access funds? Homeowners’ best kept secret for cash. Access equity on YOUR terms. It costs $0 to see how much you could get with a lender Homeowners best kept secret for cash No second mortgage needed Keep the low rate you already have It costs $0 to check your options with lenders
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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