Citizens Deposit Bank & Trust - Nationwide Branches

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Branch	Address	View Lobby Hours
Tollesboro Branch	2954 West Ky 10, Tollesboro, KY 41189	View Lobby Hours
Citizens Deposit Bank & Trust	Second & Main Street, Vanceburg, KY 41179	View Lobby Hours
Garrison Branch	9234 East Ky 8, Garrison, KY 41141	View Lobby Hours
Aa Branch	67 Commercial Drive, Vanceburg, KY 41179	View Lobby Hours
Rome Branch	7604 County Road 107 Unit A, Proctorville, OH 45669	View Lobby Hours
Eminence Branch	5230 S Main St, Eminence, KY 40019	View Lobby Hours
Mount Olivet Branch	300 South Main St, Mount Olivet, KY 41064	View Lobby Hours
Ironton Branch	221 Railroad Street, Ironton, OH 45638	View Lobby Hours
Maysville Branch	1201 Ushwy 68, Maysville, KY 41056	View Lobby Hours
Brooksville Branch	111 Powell Street, Brooksville, KY 41004	View Lobby Hours
Ripley Branch	104 East Main Street, Ripley, OH 45167	View Lobby Hours
Us 42 Branch	8545 Us 42, Florence, KY 41042	View Lobby Hours
Eminence Branch	114 South Main Street, Eminence, KY 40019	View Lobby Hours
Ft Wright Office Branch	3425 Valley Plaza, Fort Wright, KY 41011	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.248%	6.125% 0.63 points $4,187 fees	$1,945	Learn More
NMLS ID: 401822	6.620%	6.500% 0.63 points $3,995 fees	$2,023	Learn More
NMLS ID: 401822		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

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