City Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Midtown Branch	1850 Sudderth Drive, Ruidoso, NM 88345	View Lobby Hours
Gateway Branch	143a El Paso Road, Ruidoso, NM 88345	View Lobby Hours
Mckinnon Street Branch	2525 Mckinnon Street, Suite 100, Dallas, TX 75201	View Lobby Hours
Springlake Branch	118 Us Highway 70, Springlake, TX 79082	View Lobby Hours
Lubbock Branch	8201 Quaker Avenue, Lubbock, TX 79424	View Lobby Hours
El Paso Branch	7901 N. Mesa, El Paso, TX 79932	View Lobby Hours
University Branch	8009 University Ave., Lubbock, TX 79423	View Lobby Hours
Plano Branch	7800 Preston Road, Plano, TX 75024	View Lobby Hours
City Bank Forney Highway 80 Branch	771 E. Hwy 80, Forney, TX 75126	View Lobby Hours
City Bank-82/Milwaukee Branch	6524 82nd Street, Lubbock, TX 79424	View Lobby Hours
University Ave. Branch	611 University, Lubbock, TX 79401	View Lobby Hours
4th Street Branch	5506 4th Street, Lubbock, TX 79416	View Lobby Hours
Mortgage Center	5815 82nd Street, Suite 120, Lubbock, TX 79424	View Lobby Hours
City Bank	5219 City Bank Parkway, Lubbock, TX 79407	View Lobby Hours
Lubbock Branch	3251 50th Street, Lubbock, TX 79413	View Lobby Hours
Idalou Branch	304 West 1st, Idalou, TX 79329	View Lobby Hours
Levelland Branch	600 College Avenue, Levelland, TX 79336	View Lobby Hours
El Paso George Dieter Branch	1418 George Dieter, El Paso, TX 79936	View Lobby Hours
Morton Branch	107 West Taylor Street, Morton, TX 79346	View Lobby Hours
College Station Branch	1409 University Drive East, College Station, TX 77840	View Lobby Hours
Houston Branch	10080 Bellaire Blvd., Suite 101, Houston, TX 77072	View Lobby Hours
Lubbock County Courier Service	5219 City Bank Parkway, Lubbock, TX 79407	View Lobby Hours
Hockley/Cochran Courier	600 College Avenue, Levelland, TX 79336	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.864%	5.750% 0.63 points $3,969 fees	$1,868	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

City Bank - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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