Colony Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Northside Branch	943 North Church Street, Thomaston, GA 30286	View Lobby Hours
Manchester Branch	406 West Main Street, Manchester, GA 31816	View Lobby Hours
Luthersville Branch	24 North Main Street, Luthersville, GA 30251	View Lobby Hours
Thomaston Downtown	108 South Church Street, Thomaston, GA 30286	View Lobby Hours
Cedartown Main	967 N. Main Street, Cedartown, GA 30125	View Lobby Hours
Chickamauga Branch	12691 North Highway 27, Chickamauga, GA 30707	View Lobby Hours
Southcrest Bank, National Association	1475 West Peachtree Street, Ne, Suite 200, Atlanta, GA 30309	View Lobby Hours
Rockmart Branch	131 West Elm Street, Rockmart, GA 30153	View Lobby Hours
Downtown Branch	117 West Avenue, Cedartown, GA 30125	View Lobby Hours
Cumming Branch	3275 Market Place Blvd Ste 100, Cumming, GA 30041	View Lobby Hours
Tyrone Branch	105 St Stephens Ct, Tyrone, GA 30290	View Lobby Hours
Southside Branch	U.S. Highway 129 And Roanoke Drive, Fitzgerald, GA 31750	View Lobby Hours
Colony Bank Chehaw Branch	716 Philema Road, Albany, GA 31701	View Lobby Hours
Savannah Branch	7011 Hodgson Memorial Drive, Savannah, GA 31406	View Lobby Hours
Douglas Office	675 West Ward Street, Douglas, GA 31533	View Lobby Hours
Moultrie Branch	621 East By-Pass N.E., Moultrie, GA 31768	View Lobby Hours
Colony Bank Quitman, Fsb Branch	602 E Screven Street, Quitman, GA 31643	View Lobby Hours
Colony Bank Worth Branch	601 North Main Street, Sylvester, GA 31791	View Lobby Hours
Savannah Highway 17 Branch	5987 Ogeechee Road, Savannah, GA 31419	View Lobby Hours
Colony Bank Of Dodge County Branch	5510 Oak Street, Eastman, GA 31023	View Lobby Hours
Colony Bank Ashburn Branch	515 East Washington Avenue, Ashburn, GA 31714	View Lobby Hours
East Ashburn Branch	416 East Washington Street, Ashburn, GA 31714	View Lobby Hours
Valdosta Branch	3774 Old U.S. Highway 41 North, Valdosta, GA 31602	View Lobby Hours
Soperton Branch	310 Main Street, West, Soperton, GA 30457	View Lobby Hours
Colony Bank	302 South Main Street, Fitzgerald, GA 31750	View Lobby Hours
North Ashley Street Branch	2910-N North Ashley Street, Valdosta, GA 31602	View Lobby Hours
Colony Bank Wilcox Branch	209 First Avenue, Rochelle, GA 31079	View Lobby Hours
Colony Branch	2609 Ledo Road, Albany, GA 31707	View Lobby Hours
Thomaston Branch	206 North Church Street, Thomaston, GA 30286	View Lobby Hours
Gunn Road Branch	200 Gunn Road, Centerville, GA 31028	View Lobby Hours
Colony Bank Columbus Branch	1581 Bradley Park Drive, Columbus, GA 31904	View Lobby Hours
Colony Branch	137 Robert B Lee Drive, Leesburg, GA 31763	View Lobby Hours
South Perimeter Branch	1351 Southeast Bowens Mill Road, Douglas, GA 31533	View Lobby Hours
Warner Robbins Branch	1290 South Houston Lake Road, Warner Robins, GA 31095	View Lobby Hours
Cordele Branch	1031 East 24th Avenue, Cordele, GA 31015	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.769%	5.625% 1.00 points $5,083 fees	$1,843	Learn More
NMLS ID: 2059741	5.939%	5.875% 0.75 points $2,221 fees	$1,893	Learn More
NMLS ID: 757416	5.955%	5.875% 0.88 points $2,784 fees	$1,893	Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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