Community Trust Bank, Inc. - Nationwide Branches

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Branch	Address	View Lobby Hours
Hamburg Branch	2417 Sir Barton Way, Lexington, KY 40509	View Lobby Hours
Whitesburg West Branch	24 Parkway Plaza Loop, Whitesburg, KY 41858	View Lobby Hours
Somerset North Branch	239 North Highway 27, Somerset, KY 42503	View Lobby Hours
Mall Branch	2205 Jacksboro Pike, La Follette, TN 37766	View Lobby Hours
Mt. Vernon Branch	2134 Lake Cumberland Rd, Mount Vernon, KY 40456	View Lobby Hours
Pike Elkhorn City Branch	211 Russell Street, Elkhorn City, KY 41522	View Lobby Hours
Clinton Branch	2106 Charles G Seivers Blvd, Clinton, TN 37716	View Lobby Hours
Ashland South Branch	2101 29th Street, Ashland, KY 41101	View Lobby Hours
Campbellsville Greensburg Branch	205 South Main Street, Greensburg, KY 42743	View Lobby Hours
Williamsburg Branch	201 North Third Street, Williamsburg, KY 40769	View Lobby Hours
Mt Sterling North Branch	196 Evans Drive, Mount Sterling, KY 40353	View Lobby Hours
Middlesboro Branch	1918 Cumberland Avenue, Middlesboro, KY 40965	View Lobby Hours
Lexington Pasadena Branch	185 Pasadena Drive, Lexington, KY 40503	View Lobby Hours
Williamsburg London Branch	1706 West Hwy 192, London, KY 40741	View Lobby Hours
Hazard Airport Gardens Branch	1665 Combs Road, Hazard, KY 41701	View Lobby Hours
Floyd County Branch	161 South Lake Drive, Prestonsburg, KY 41653	View Lobby Hours
Danville Manor Branch	1560 Hustonville Road, Danville, KY 40422	View Lobby Hours
Whitesburg Branch	155 Main Street, Whitesburg, KY 41858	View Lobby Hours
Ashland Branch	1544 Winchester Avenue, Ashland, KY 41101	View Lobby Hours
Flemingsburg Ewing Branch	1527 Ewing Road, Ewing, KY 41039	View Lobby Hours
Richmond Branch	128 W Main Street, Richmond, KY 40475	View Lobby Hours
Pike Main Street Branch	137 Main St, Suite 4, Pikeville, KY 41501	View Lobby Hours
Winchester Plaza Branch	125 Winchester Plaza, Winchester, KY 40391	View Lobby Hours
Campbellsville Branch	1218 East Broadway, Campbellsville, KY 42718	View Lobby Hours
Middlesboro East Branch	1206 E Cumberland Avenue, Middlesboro, KY 40965	View Lobby Hours
Frankfort West	1205 South Highway 127, Frankfort, KY 40601	View Lobby Hours
Winchester Main Street Branch	120 South Main Street, Winchester, KY 40391	View Lobby Hours
Mt. Vernon East Main Branch	120 Main Street, Mount Vernon, KY 40456	View Lobby Hours
Middlesboro Pineville Branch	11792 Us Highway 25 East, Pineville, KY 40977	View Lobby Hours
Georgetown Walmart Branch	112 Osborne Way, Georgetown, KY 40324	View Lobby Hours
Mt Sterling Branch	110 N Maysville Street, Mount Sterling, KY 40353	View Lobby Hours
Leestown Branch	109 Louie Place, Lexington, KY 40511	View Lobby Hours
Flemingsburg South Ridge Branch	108 Clark Street, Flemingsburg, KY 41041	View Lobby Hours
Knott County Branch	107 West Main Street E, Hindman, KY 41822	View Lobby Hours
Lafollette Branch	106 South Tennessee Avenue, La Follette, TN 37766	View Lobby Hours

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Reviews on Community Trust Bank, Inc.

S.Kennedy | Feb 11, 2022

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.768%	5.625% 1.00 points $5,038 fees	$1,843	Learn More
NMLS ID: 613839	5.871%	5.750% 0.75 points $4,243 fees	$1,868	Learn More
NMLS ID: 399799	6.103%	6.000% 0.75 points $3,689 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Quicken Loans See Table	0.000 %	$0	Learn More More Info
Ready to access funds? Homeowners’ best kept secret for cash. Access equity on YOUR terms. It costs $0 to see how much you could get with a lender Homeowners best kept secret for cash No second mortgage needed Keep the low rate you already have It costs $0 to check your options with lenders
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

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