Community Trust Bank, Inc. - Nationwide Branches

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Branch	Address	View Lobby Hours
Hamburg Branch	2417 Sir Barton Way, Lexington, KY 40509	View Lobby Hours
Whitesburg West Branch	24 Parkway Plaza Loop, Whitesburg, KY 41858	View Lobby Hours
Somerset North Branch	239 North Highway 27, Somerset, KY 42503	View Lobby Hours
Mall Branch	2205 Jacksboro Pike, La Follette, TN 37766	View Lobby Hours
Mt. Vernon Branch	2134 Lake Cumberland Rd, Mount Vernon, KY 40456	View Lobby Hours
Pike Elkhorn City Branch	211 Russell Street, Elkhorn City, KY 41522	View Lobby Hours
Clinton Branch	2106 Charles G Seivers Blvd, Clinton, TN 37716	View Lobby Hours
Ashland South Branch	2101 29th Street, Ashland, KY 41101	View Lobby Hours
Campbellsville Greensburg Branch	205 South Main Street, Greensburg, KY 42743	View Lobby Hours
Williamsburg Branch	201 North Third Street, Williamsburg, KY 40769	View Lobby Hours
Mt Sterling North Branch	196 Evans Drive, Mount Sterling, KY 40353	View Lobby Hours
Middlesboro Branch	1918 Cumberland Avenue, Middlesboro, KY 40965	View Lobby Hours
Lexington Pasadena Branch	185 Pasadena Drive, Lexington, KY 40503	View Lobby Hours
Williamsburg London Branch	1706 West Hwy 192, London, KY 40741	View Lobby Hours
Hazard Airport Gardens Branch	1665 Combs Road, Hazard, KY 41701	View Lobby Hours
Floyd County Branch	161 South Lake Drive, Prestonsburg, KY 41653	View Lobby Hours
Danville Manor Branch	1560 Hustonville Road, Danville, KY 40422	View Lobby Hours
Whitesburg Branch	155 Main Street, Whitesburg, KY 41858	View Lobby Hours
Ashland Branch	1544 Winchester Avenue, Ashland, KY 41101	View Lobby Hours
Flemingsburg Ewing Branch	1527 Ewing Road, Ewing, KY 41039	View Lobby Hours
Richmond Branch	128 W Main Street, Richmond, KY 40475	View Lobby Hours
Pike Main Street Branch	137 Main St, Suite 4, Pikeville, KY 41501	View Lobby Hours
Winchester Plaza Branch	125 Winchester Plaza, Winchester, KY 40391	View Lobby Hours
Campbellsville Branch	1218 East Broadway, Campbellsville, KY 42718	View Lobby Hours
Middlesboro East Branch	1206 E Cumberland Avenue, Middlesboro, KY 40965	View Lobby Hours
Frankfort West	1205 South Highway 127, Frankfort, KY 40601	View Lobby Hours
Winchester Main Street Branch	120 South Main Street, Winchester, KY 40391	View Lobby Hours
Mt. Vernon East Main Branch	120 Main Street, Mount Vernon, KY 40456	View Lobby Hours
Middlesboro Pineville Branch	11792 Us Highway 25 East, Pineville, KY 40977	View Lobby Hours
Georgetown Walmart Branch	112 Osborne Way, Georgetown, KY 40324	View Lobby Hours
Mt Sterling Branch	110 N Maysville Street, Mount Sterling, KY 40353	View Lobby Hours
Leestown Branch	109 Louie Place, Lexington, KY 40511	View Lobby Hours
Flemingsburg South Ridge Branch	108 Clark Street, Flemingsburg, KY 41041	View Lobby Hours
Knott County Branch	107 West Main Street E, Hindman, KY 41822	View Lobby Hours
Lafollette Branch	106 South Tennessee Avenue, La Follette, TN 37766	View Lobby Hours

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S.Kennedy | Feb 11, 2022

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 6606	6.092%	6.000% 1.00 points $3,162 fees	$1,919	Learn More
NMLS ID: 401822	6.116%	6.000% 0.63 points $3,995 fees	$1,919	Learn More
NMLS ID: 1025894	6.209%	6.125% 0.63 points $2,850 fees	$1,945	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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