CorTrust Bank National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Tabor Branch	100 North Lidice Street, Tabor, SD 57063	View Lobby Hours
Mount Vernon Branch	111 South Main Street, Mount Vernon, SD 57363	View Lobby Hours
Gayville Branch	400 Meckling Street, Gayville, SD 57031	View Lobby Hours
Artesian Branch	Highway 34, Artesian, SD 57314	View Lobby Hours
Woodbury Branch	9740 Tamarack Rd, Woodbury, MN 55125	View Lobby Hours
Mitchell Branch	719 North Main, Mitchell, SD 57301	View Lobby Hours
Webster Branch	36 West 7th Avenue, Webster, SD 57274	View Lobby Hours
Cherapa Branch	300 North Cherapa Place, Sioux Falls, SD 57103	View Lobby Hours
Yankton Branch	2404 Broadway, Yankton, SD 57078	View Lobby Hours
South Minnesota Branch	2101 South Minnesota Street, Sioux Falls, SD 57105	View Lobby Hours
Aberdeen Branch	2016 6th Avenue, S.E., Aberdeen, SD 57401	View Lobby Hours
Letcher Branch	2 Main Street, Letcher, SD 57359	View Lobby Hours
Bowdle Branch	2 Main Street, Bowdle, SD 57428	View Lobby Hours
Leola Branch	2 Main Street, Leola, SD 57456	View Lobby Hours
Sycamore Branch	1900 South Sycamore, Sioux Falls, SD 57103	View Lobby Hours
Southwest Branch	1801 South Marion Road, Sioux Falls, SD 57106	View Lobby Hours
Freeman Branch	174 East Fourth Street, Freeman, SD 57029	View Lobby Hours
Pierpont Branch	123 W Main Street, Pierpont, SD 57468	View Lobby Hours
Cliff Avenue Branch	1220 East 57th Street, Sioux Falls, SD 57108	View Lobby Hours
Arlington Branch	114 S. Main, Arlington, SD 57212	View Lobby Hours
Yankton Branch	110 Cedar Street, Yankton, SD 57078	View Lobby Hours
Blaine State Bank Branch	10107 University Avenue, N.E., Blaine, MN 55434	View Lobby Hours
Vermillion Branch	101 West Main Street, Vermillion, SD 57069	View Lobby Hours
Cortrust Bank National Association	100 East Havens Street, Mitchell, SD 57301	View Lobby Hours
Brooklyn Park Office Branch	9600 Colorado Lane, Brooklyn Park, MN 55445	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 447490	5.982%	5.875% 0.75 points $3,699 fees	$1,893	Learn More
NMLS ID: 2059741	5.984%	5.875% 0.50 points $3,766 fees	$1,893	Learn More
NMLS ID: 1025894	6.228%	6.125% 0.88 points $3,506 fees	$1,945	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US

CorTrust Bank National Association - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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