Cross County Savings Bank - Nationwide Branches
| Branch | Address | View Lobby Hours |
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Eliot Branch
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80-10 Eliot Avenue, Middle Village, NY 11379 |
View Lobby Hours
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Van Nest Branch
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791 Morris Park Ave, Bronx, NY 10462 |
View Lobby Hours
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Cross County Savings Bank
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79-21 Metropolitan Avenue, Middle Village, NY 11379 |
View Lobby Hours
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Kings Branch
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731 Metropolitan Ave., Brooklyn, NY 11211 |
View Lobby Hours
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Maspeth Branch
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60-20 Fresh Pond Road, Maspeth, NY 11378 |
View Lobby Hours
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Belle Harbor Branch
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455 Beach 129th Street, Belle Harbor, NY 11694 |
View Lobby Hours
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Featured - 30 Year Fixed Mortgage Rates 2025
NMLS ID: 292473
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5.870%
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5.750%
0.75 points
$4,200 fees
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$1,868
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NMLS ID: 757416
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5.950%
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5.875%
0.75 points
$2,589 fees
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$1,893
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NMLS ID: 399799
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6.115%
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6.000%
0.88 points
$4,112 fees
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$1,919
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Featured - Home Equity Line Of Credit Rates 2025
Quicken Loans
See Table
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0.000 %
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$0
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Ready to access funds?
Homeowners’ best kept secret for cash.
Access equity on YOUR terms.
It costs $0 to see how much you could get with a lender
- Homeowners best kept secret for cash
- No second mortgage needed
- Keep the low rate you already have
- It costs $0 to check your options with lenders
|
Figure Home Equity
See Table
|
Intro APR
6.850 %
After Intro:
6.850 %
|
$15,000
|
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More Info
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Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone.
- Flexible terms, borrow $15K-$750K, redraw up to 100%
- Use to consolidate debt or finance your next home project
- 100% digital app & automated valuation
- Largest non-bank HELOC lender in the US
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Third Federal Savings and Loan
See Table
|
Intro APR
6.990 %
After Intro:
6.990 %
|
$0
|
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More Info
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Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
- Third Federal rate are typically 20% lower than other leaders
- Guaranteed Lowest Rate
- No closing costs, prepayment penalties, or minimum draw requirements
- 10 year draw period
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Eastern Bank
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Intro APR
7.000 %
After Intro:
7.000 %
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$25,000
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More Info
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The Annual Percentage Rate (APR) is variable and based on the Prime Rate (Prime) published in the Wall Street Journal (7.25% APR on 10/1/2025) minus 0.25% APR adjusted after each billing cycle. To qualify for the lowest rate, a minimum draw of $25,000 is required at closing with automatic payments from an Eastern Checking Account. Minimum APR is 3.99%. Maximum APR is 18%. Minimum line amount is $10,000 and maximum line amount is $2,000,000. Must be for first or second lien, secured by your 1-4 family primary or secondary residence located in MA, NH, RI and CT. Investment properties are not eligible to be used to secure the line. Combined loan to value limits apply. Property insurance is required. Flood insurance may be required. Subject to credit application and approval. Rates are subject to change without notice. Appraisal fees range from $490 for single family homes to $610 for multifamily properties but could be higher. Title Search is paid by Eastern Bank as is Title Insurance unless the amount borrowed is greater than $750,000 then customer may incur a title Insurance fee, the fee varies by loan amount and state (CT, MA, NH & RI). Certain fees could apply depending on your situation. Customer is responsible for trust and power of attorney review ($100 each), recording fees for power of attorney and for properties held in trust ($105- $123). A list of fees is available upon request. A $350 early cancellation fee applies if the line is closed or rewritten within the first 24 months. Subject to a $50 annual participation fee.
- Simple online applications means you can apply anywhere.
- Ability to convert your variable rate into as many as five fixed-rate loans.
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