Cumberland Valley National Bank & Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Wal-Mart Superstore Branch	1851 Kentucky 192, London, KY 40741	View Lobby Hours
Williamsburg Branch	896 South Highway 25 West, Williamsburg, KY 40769	View Lobby Hours
U.S. 25 South Branch	410 South Laurel Rd, London, KY 40741	View Lobby Hours
Richmond By-Pass Branch	505 Leighway Dr, Richmond, KY 40475	View Lobby Hours
Richmond Road Branch	900 Beasley Street, Lexington, KY 40509	View Lobby Hours
North Richmond	2110 Lexington Rd, Richmond, KY 40475	View Lobby Hours
West London Branch	300 London Shopping Center, London, KY 40741	View Lobby Hours
North Branch	1755 N Main St, London, KY 40741	View Lobby Hours
Berea Branch	1715 Big Hill Road, Berea, KY 40403	View Lobby Hours
Commonwealth Branch East Corbin	1376 Master St, Corbin, KY 40701	View Lobby Hours
Somerset Lodge Branch	1520 S Hwy 27, Somerset, KY 42501	View Lobby Hours
South Corbin Branch	1200 Cumberland Falls Highway, Corbin, KY 40701	View Lobby Hours
London Main	100 S Main St, London, KY 40743	View Lobby Hours
Cumberland Valley National Bank & Tr	1112 Highway 490, East Bernstadt, KY 40729	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.477%	6.375% 0.50 points $3,448 fees	$1,997	Learn More
NMLS ID: 613839	6.724%	6.624% 0.50 points $3,324 fees	$2,049	Learn More
NMLS ID: 399799	6.730%	6.625% 0.75 points $3,628 fees	$2,049	Learn More
NMLS ID: 401822	6.770%	6.625% 0.88 points $4,795 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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