El Dorado Savings Bank, F.S.B. - Nationwide Branches

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Branch	Address	View Lobby Hours
Tahoe Valley Y Branch	942 Emerald Bay Rd, South Lake Tahoe, CA 96150	View Lobby Hours
Elk Grove Branch	9003 Elk Grove Blvd, Elk Grove, CA 95624	View Lobby Hours
Sheldon Branch	8973 Grant Line Rd Ste 103, Elk Grove, CA 95624	View Lobby Hours
Citrus Heights Branch	7895 Lichen Dr, Citrus Heights, CA 95621	View Lobby Hours
Tahoe City Branch	740 North Lake Blvd, Tahoe City, CA 96145	View Lobby Hours
Rancho Murieta Branch	7248 Murieta Drive B2, Rancho Murieta, CA 95683	View Lobby Hours
Diamond Springs Branch	694 Pleasant Valley Rd Ste 3, Diamond Springs, CA 95619	View Lobby Hours
Pollock Pines Branch	6462 Pony Express Trl, Pollock Pines, CA 95726	View Lobby Hours
Georgetown Branch	6310 Hwy 193, Georgetown, CA 95634	View Lobby Hours
55th & Folsom Blvd Branch	5500 Folsom Blvd, Sacramento, CA 95819	View Lobby Hours
Sparks Branch	5235 Vista Blvd, Sparks, NV 89436	View Lobby Hours
Bishop Branch	515 N Main St, Bishop, CA 93514	View Lobby Hours
48th & J Street Branch	4768 J Street, Sacramento, CA 95819	View Lobby Hours
Carmichael Branch	4701 Manzanita Ave, Carmichael, CA 95608	View Lobby Hours
Sutter Creek Branch	460 State Highway 49, Sutter Creek, CA 95685	View Lobby Hours
Cameron Park Branch	4060 Cameron Park Dr, Cameron Park, CA 95682	View Lobby Hours
El Dorado Savings Bank, F.S.b.	4040 El Dorado Road, Placerville, CA 95667	View Lobby Hours
Lone Pine Branch	400 N Main Street, Lone Pine, CA 93545	View Lobby Hours
El Dorado Hills Branch	3963 Park Dr, El Dorado Hills, CA 95762	View Lobby Hours
Stateline Branch	276 Kingsbury Grade Ste 1000, Stateline, NV 89449	View Lobby Hours
Carson City Branch	3788 Us Highway 395 S, Carson City, NV 89705	View Lobby Hours
Folsom Branch	300 E Bidwell St, Folsom, CA 95630	View Lobby Hours
West Placerville Branch	2888 Ray Lawyer Dr, Placerville, CA 95667	View Lobby Hours
Downtown Placerville Branch	247 Main St., Placerville, CA 95667	View Lobby Hours
Murphys Branch	245 Tom Bell Rd, Murphys, CA 95247	View Lobby Hours
Twain Harte Branch	22900 Twain Harte Drive, Twain Harte, CA 95383	View Lobby Hours
Pine Grove Branch	20146 Highway 88, Pine Grove, CA 95665	View Lobby Hours
San Andreas Branch	206 E St Charles, San Andreas, CA 95249	View Lobby Hours
Plymouth Branch	18726 State Highway 49, Plymouth, CA 95669	View Lobby Hours
Grass Valley Branch	1751 E Main St, Grass Valley, CA 95945	View Lobby Hours
Gardnerville Branch	1517 Us 395 N, Gardnerville, NV 89410	View Lobby Hours
Jackson Branch	135 Main St, Jackson, CA 95642	View Lobby Hours
Arnold Branch	1227 Oak Ct, Arnold, CA 95223	View Lobby Hours
Lake Of The Pines Branch	10612 Combie Rd, Auburn, CA 95602	View Lobby Hours
Al Tahoe Branch	1036 Al Tahoe Blvd, South Lake Tahoe, CA 96150	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

El Dorado Savings Bank, F.S.B. - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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