ESSA Bank & Trust - Nationwide Branches

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Branch	Address	View Lobby Hours
Scranton Branch	300 Mulberry Street, Scranton, PA 18503	View Lobby Hours
Franklin Scty Br	1065 Pa Hwy 315, Wilkes Barre, PA 18702	View Lobby Hours
Marshalls Creek Branch	5120 Milford Road, East Stroudsburg, PA 18302	View Lobby Hours
Brodheadsville Branch	1881 Route 209, Brodheadsville, PA 18322	View Lobby Hours
Brodheadsville Weis Market Branch	924 Weir Lake Road, Brodheadsville, PA 18322	View Lobby Hours
Tannersville Plaza Branch	2826 Route 611, Tannersville, PA 18372	View Lobby Hours
Moravian Village Tower Wood Street	5580 Crawford Drive, Bethlehem, PA 18018	View Lobby Hours
Blakeslee Branch	249 Route 940, Blakeslee Corners, Blakeslee, PA 18610	View Lobby Hours
Mountainhome Branch	975 Route 390, Cresco, PA 18326	View Lobby Hours
Essa Bank & Trust	200 Palmer Street, Stroudsburg, PA 18360	View Lobby Hours
East Stroudsburg Branch	75 Washington Street, East Stroudsburg, PA 18301	View Lobby Hours
New Tripoli Branch	6302 Route 309, New Tripoli, PA 18066	View Lobby Hours
Allentown Branch	471-497 Wabash Street, Allentown, PA 18103	View Lobby Hours
Bethlehelm Branch	418 West Broad Street, Bethlehem, PA 18018	View Lobby Hours
Palmer Branch	2415 Park Avenue, Easton, PA 18045	View Lobby Hours
Bath Branch	358 South Walnut Street, Bath, PA 18014	View Lobby Hours
Wind Gap Branch	1430 Jacobsburg Road, Wind Gap, PA 18091	View Lobby Hours
Nazareth Branch	14 South Main Street, Nazareth, PA 18064	View Lobby Hours
Alburtis Branch	11 North Main Street, Alburtis, PA 18011	View Lobby Hours
Stroud Twp Weis Branch	1070 North Ninth St, Stroudsburg, PA 18360	View Lobby Hours
Chester Pike Br	8045 West Chester Pike, Upper Darby, PA 19082	View Lobby Hours
Lansdowne Branch	48 West Marshall Road, Lansdowne, PA 19050	View Lobby Hours
Haverford Branch	354 West Lancaster Ave, Haverford, PA 19041	View Lobby Hours
Corporate Headquarters	200 Palmer Street, Stroudsburg, PA 18360	View Lobby Hours
Devon Branch	227 West Lancaster Ave, Devon, PA 19333	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1835285	5.830%	5.750% 0.88 points $2,800 fees	$1,868	Learn More
NMLS ID: 757416	5.950%	5.875% 0.75 points $2,589 fees	$1,893	Learn More
NMLS ID: 2433973	6.009%	5.875% 0.88 points $4,765 fees	$1,893	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

ESSA Bank & Trust - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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