Essex Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Virginia Center Office	9951 Brook Road, Glenn Allen, VA 23060	View Lobby Hours
Callao Office Branch	654 Northumberland Highway, Callao, VA 22435	View Lobby Hours
East Hanover Branch	6315 Mechanicsville Turnpike, Mechanicsville, VA 23111	View Lobby Hours
King William Branch	4935 Richmond Tappahannock Hwy, Manquin, VA 23106	View Lobby Hours
Bank Of Powhatan Winterfield Branch	3740 Winterfield Road, Midlothian, VA 23113	View Lobby Hours
Prince Street Branch	323 Prince Street, Tappahannock, VA 22560	View Lobby Hours
Bank Of Powhatan, Na, Branch	2320 Anderson Highway, Powhatan, VA 23139	View Lobby Hours
Bank Of Louisa, National Association Branch	217 East Main Street, Louisa, VA 23093	View Lobby Hours
Essex Bank Crofton Branch	2120 Baldwin Avenue, Crofton, MD 21114	View Lobby Hours
Goochland Courthouse Branch	1949 Sandy Hook Road, Goochland, VA 23063	View Lobby Hours
West Point Branch	1681 Main Street, West Point, VA 23181	View Lobby Hours
Burgess Office Branch	14750 Northumberland Highway, Burgess, VA 22432	View Lobby Hours
Essex Bank Arnold Branch	1460 Ritchie Highway, Arnold, MD 21012	View Lobby Hours
Essex Bank	9954 Mayland Drive, Richmond, VA 23233	View Lobby Hours
Essex Bank Rosedale Branch	1230 Race Rd, Baltimore, MD 21237	View Lobby Hours
Essex Bank Rockville Branch	1101 Nelson Street, Rockville, MD 20850	View Lobby Hours
Goochland Centerville Branch	100 Broad Street Road, Manakin Sabot, VA 23103	View Lobby Hours
Bowie Branch	6143 High Bridge Road, Bowie, MD 20720	View Lobby Hours
Annapolis Branch	1835 West Street, Annapolis, MD 21401	View Lobby Hours
Bon Air Office Branch	2703 Buford Road, Richmond, VA 23235	View Lobby Hours
Tappahannock Office	1325tappahannock Blvd, Tappahannock, VA 22560	View Lobby Hours
Cumberland Branch	1496 Anderson Highway, Cumberland, VA 23040	View Lobby Hours
Fairfax Branch	10509 Judical Drive, Suite 301, Fairfax, VA 22030	View Lobby Hours
Lynchburg Branch	21437 Timberlake Road, Lynchburg, VA 24502	View Lobby Hours
West Broad Marketplace Branch	12254 West Broad Marketplace, Henrico, VA 23233	View Lobby Hours

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Reviews on Essex Bank

CW WILLIAMS | Jun 5, 2018

I TRIED SEVERAL DAYS TO GET AN EXPLANATION RE THE MONTHLY STATEMENT. NO ONE, BRANCH MANGERS, COULD EXPLAIN THE DIFFERENCE OF $49K BETWEEN ONE MONTH TO THE NEXT. CALL BACK PROMISES WERE NOT KEPT. CUSTOMER'S ALTERNATIVE: CLOSE THE $100k+ ACCOUNT; SEEK A MORE TRUST WORTHY BANK. TRULY A SHAME THAT THE BANKING CULTURE IS SYSTEMIC AND VOID OF THE "TRUST" FACTOR. TO EAT AN ELEPHANT IS TO TAKE ONE BITE AT A TIME AND EACH LOST CUSTOMER WILL LEAD TO THE DEMISE, I.E., W. T. GRANT, J C PENNY, SEARS, BUILDER'S SQUARE, ETC.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1025894	6.082%	5.990% 0.75 points $3,164 fees	$1,917	Learn More
NMLS ID: 1907		points fees		Learn More
NMLS ID: 491986		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Eastern Bank See Table	Intro APR 7.000 % After Intro: 7.000 %	$25,000	Learn More More Info
The Annual Percentage Rate (APR) is variable and based on the Prime Rate (Prime) published in the Wall Street Journal (7.25% APR on 10/1/2025) minus 0.25% APR adjusted after each billing cycle. To qualify for the lowest rate, a minimum draw of $25,000 is required at closing with automatic payments from an Eastern Checking Account. Minimum APR is 3.99%. Maximum APR is 18%. Minimum line amount is $10,000 and maximum line amount is $2,000,000. Must be for first or second lien, secured by your 1-4 family primary or secondary residence located in MA, NH, RI and CT. Investment properties are not eligible to be used to secure the line. Combined loan to value limits apply. Property insurance is required. Flood insurance may be required. Subject to credit application and approval. Rates are subject to change without notice. Appraisal fees range from $490 for single family homes to $610 for multifamily properties but could be higher. Title Search is paid by Eastern Bank as is Title Insurance unless the amount borrowed is greater than $750,000 then customer may incur a title Insurance fee, the fee varies by loan amount and state (CT, MA, NH & RI). Certain fees could apply depending on your situation. Customer is responsible for trust and power of attorney review ($100 each), recording fees for power of attorney and for properties held in trust ($105- $123). A list of fees is available upon request. A $350 early cancellation fee applies if the line is closed or rewritten within the first 24 months. Subject to a $50 annual participation fee. Simple online applications means you can apply anywhere. Ability to convert your variable rate into as many as five fixed-rate loans.
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.500 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Essex Bank - Nationwide Branches

Reviews on Essex Bank

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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