First Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Goldenwest Branch	16900 Goldenwest Street, Huntington Beach, CA 92647	View Lobby Hours
Gardena Branch	1644 West Redondo Beach Blvd, Gardena, CA 90247	View Lobby Hours
Douglas Branch	1625 Douglas Boulevard, Roseville, CA 95661	View Lobby Hours
Ellisville Branch	15965 Manchester Road, Ellisville, MO 63011	View Lobby Hours
Wentzville Branch	15300 Veterans Memorial Parkway, Wentzville, MO 63385	View Lobby Hours
Carbondale Facility	1500 West Main Street, Carbondale, IL 62901	View Lobby Hours
Irvine Branch	14376 Culver Drive, Irvine, CA 92604	View Lobby Hours
Red Bud Facility	1411 South Main Street, Red Bud, IL 62278	View Lobby Hours
Waterloo Branch	1405 North Illlinois Rt 3, Waterloo, IL 62298	View Lobby Hours
Manchester Road Branch	14001 Manchester Road, Manchester, MO 63011	View Lobby Hours
San Pablo Branch	13830-A San Pablo Avenue, San Pablo, CA 94806	View Lobby Hours
Fullerton - South Harbor Branch	1375 South Harbror Boulevard Suite A, Fullerton, CA 92832	View Lobby Hours
Clayton Branch	8201 Maryland Avenue, Clayton, MO 63105	View Lobby Hours
Salem Branch	1310 West Main Street, Salem, IL 62881	View Lobby Hours
Tesson Ferry Road Branch	12855 Tesson Ferry Road, Saint Louis, MO 63128	View Lobby Hours
Graham Road Branch	1281 Graham Road, Florissant, MO 63031	View Lobby Hours
Owensville Facility	120 South First Street, Owensville, MO 65066	View Lobby Hours
St. Charles Branch	120 Jefferson Street, St. Charles, MO 63301	View Lobby Hours
First Bank	11901 Olive Boulevard, Creve Coeur, MO 63141	View Lobby Hours
Twin Oaks Branch	1190 Meramec Station, Ballwin, MO 63021	View Lobby Hours
Jerseyville Branch	117-121 South State Street, Jerseyville, IL 62052	View Lobby Hours
Vallejo Branch	116 Springstowne Center, Vallejo, CA 94591	View Lobby Hours
Craig Branch	11481 Olive Boulevard, Creve Coeur, MO 63141	View Lobby Hours
Mira Loma Branch	11010 Limonite Avenue, Mira Loma, CA 91752	View Lobby Hours
Webster Branch	11 E Lockwood, Webster Groves, MO 63119	View Lobby Hours
Kirkwood Facility	10900 Manchester Road, Kirkwood, MO 63122	View Lobby Hours
Lake Saint Louis Facility	10710 Veterans Memorial Parkway, Lake Saint Louis, MO 63367	View Lobby Hours
Montgomery City Facility	105 North Sturgeon, Montgomery City, MO 63361	View Lobby Hours
Corona Branch	104 East Ontario Avenue, Corona, CA 92879	View Lobby Hours
San Francisco Branch	1000 Taraval Street, San Francisco, CA 94116	View Lobby Hours
Four Seasons Branch	1 First Missouri Center, Saint Louis, MO 63141	View Lobby Hours
Alhambra Branch	1211 East Valley Boulevard, Alhambra, CA 91801	View Lobby Hours
Otay Mesa Branch	2494 Roll Drive, San Diego, CA 92154	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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