First Community Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Sparta Branch	125 North Main Street, Sparta, NC 28675	View Lobby Hours
Daniels Branch	1220 Ritter Drive, Daniels, WV 25832	View Lobby Hours
Town Center Branch	11400 Midlothian Tunrpike, Richmond, VA 23235	View Lobby Hours
Beckley Branch-Main	111 Citizens Drive, Beckley, WV 25801	View Lobby Hours
Princeton Crossing Branch	1102 Oakvale Road, Princeton, WV 24740	View Lobby Hours
Athens Branch	101 Vermillion Street, Athens, WV 24712	View Lobby Hours
Ridgeview Plaza Branch	101 Sanders Lane, Bluefield, VA 24605	View Lobby Hours
Elkin Branch	101 Brookfall Dairy Road, Elkin, NC 28621	View Lobby Hours
Man Branch	100 Market Street, Man, WV 25635	View Lobby Hours
Mount Airy Branch	704 Independence Boulevard, Mount Airy, NC 27030	View Lobby Hours
Wytheville Branch	210 East Main Street, Wytheville, VA 24382	View Lobby Hours
Blacksburg Branch	1900 South Main Street, Blacksburg, VA 24060	View Lobby Hours
Gate City Drive In Branch	173 E Water Street, Gate City, VA 24251	View Lobby Hours
Hillsville Branch	148 North Main Street, Hillsville, VA 24343	View Lobby Hours
Gate City Branch	141 East Jackson Street, Gate City, VA 24251	View Lobby Hours
Pulaski Branch	1001 Bob White Boulevard, Pulaski, VA 24301	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	6.632%	6.500% 0.75 points $4,395 fees	$2,023	Learn More
NMLS ID: 401822		points fees		Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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