First Financial Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
River Oaks Branch	3300 South 14th Street, Abilene, TX 79605	View Lobby Hours
First Financial Huntsville Branch	33 Highway 75 North, Huntsville, TX 77340	View Lobby Hours
First Financial San Angelo Branch	301 West Beauregard Street, San Angelo, TX 76903	View Lobby Hours
Merkel Branch	301 Edwards, Merkel, TX 79536	View Lobby Hours
First Financial Bank, Na Acton	2915 Fall Creek Highway, Granbury, TX 76049	View Lobby Hours
Odessa Branch	3555 Billy Hext Road, Odessa, TX 79765	View Lobby Hours
Wesley Court Branch	2617 Antilley Road, Abilene, TX 79606	View Lobby Hours
Detached Drive-In Facility	222 South Koenigheim Street, San Angelo, TX 76903	View Lobby Hours
First Financial Stephenville Branch	2201 W. South Loop, Stephenville, TX 76401	View Lobby Hours
Cisco Branch	2006 Conrad Hilton Blvd, Cisco, TX 76437	View Lobby Hours
First Financial Sweetwater Branch	201 Elm Street, Sweetwater, TX 79556	View Lobby Hours
First Financial Eastland Branch	201 East Main, Eastland, TX 76448	View Lobby Hours
Granbury North Branch	2007 Highway 377 East, Granbury, TX 76049	View Lobby Hours
Cleburne Branch	200 North Ridgeway Drive, Cleburne, TX 76031	View Lobby Hours
Alvarado Branch	200 East Highway 67, Alvarado, TX 76009	View Lobby Hours
Burleson Branch	1900 Southwest Wilshire, Burleson, TX 76028	View Lobby Hours
First Financial Bank, N.A./ River North Branch	1875 Lingleville Road, Stephenville, TX 76401	View Lobby Hours
Antilley Road Branch	1801 Antilley Road, Abilene, TX 79606	View Lobby Hours
First Financial Mineral Wells Branch	1800 East Hubbard Street, Mineral Wells, TX 76067	View Lobby Hours
Walmart North	1650 State Highway 351, Abilene, TX 79601	View Lobby Hours
Granbury South Branch	1600 South Morgan St., Granbury, TX 76049	View Lobby Hours
First Financial Southlake Branch	151 West Southlake Boulevard, Southlake, TX 76092	View Lobby Hours
Midlothian Branch	1490 East Main Street, Midlothian, TX 76065	View Lobby Hours
H E B Branch	1345 Barrow Street, Abilene, TX 79605	View Lobby Hours
Albany Branch	132 Hill Street, Albany, TX 76430	View Lobby Hours
Trent Branch	125 North Main, Trent, TX 79561	View Lobby Hours
Northside Branch	1214 North Main Street, Wetherford, TX 76086	View Lobby Hours
Brock Office	1120 Fm 1189, Millsap, TX 76066	View Lobby Hours
Ranger Branch	106 Main Street, Ranger, TX 76470	View Lobby Hours
Grapevine Branch	1015 West Northwest Highway, Grapevine, TX 76051	View Lobby Hours
Ely Branch	1010 North Judge Ely Boulevard, Abilene, TX 79601	View Lobby Hours
First Finanical Bank Waxahachie Bran	101 Northgate Dr, Waxahachie, TX 75165	View Lobby Hours
College Park Branch	101 College Park Drive, Weatherford, TX 76086	View Lobby Hours
El Campo Br	401 North Mechanic Street, El Campo, TX 77437	View Lobby Hours
Commercial State Bank Fulshear Branc	29818 Fm 1093 Suite 100, Fulshear, TX 77441	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.870%	5.750% 0.63 points $4,174 fees	$1,868	Learn More
NMLS ID: 613839	6.022%	5.875% 1.00 points $5,084 fees	$1,893	Learn More
NMLS ID: 399799	6.105%	6.000% 0.75 points $3,756 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Quicken Loans See Table	0.000 %	$0	Learn More More Info
Ready to access funds? Homeowners’ best kept secret for cash. Access equity on YOUR terms. It costs $0 to see how much you could get with a lender Homeowners best kept secret for cash No second mortgage needed Keep the low rate you already have It costs $0 to check your options with lenders
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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