First Financial Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Rockford Branch	166 South Main Street, Rockford, OH 45882	View Lobby Hours
Berkeley Square Branch	160 Berkeley Drive, Hamilton, OH 45013	View Lobby Hours
Clyde Buckeye Branch	137 West Buckeye Street, Clyde, OH 43410	View Lobby Hours
St. Marys Branch	130 East Spring Street, Saint Marys, OH 45885	View Lobby Hours
Downtown Columbus Branch	125 Third Street, Columbus, IN 47201	View Lobby Hours
Trenton Branch	125 East State Street, Trenton, OH 45067	View Lobby Hours
W. Second Street Branch	120 W. Second Street, Dayton, OH 45402	View Lobby Hours
1180 W. 86th Street Branch	1180 W. 86th Street, Indianapolis, IN 46260	View Lobby Hours
Jefferson Street Auto Branch	117 South Jefferson Street, Hartford City, IN 47348	View Lobby Hours
Van Wert Summit Branch	1163 South Shannon Street, Van Wert, OH 45891	View Lobby Hours
Summit Street Branch	115 Summit Street, Celina, OH 45822	View Lobby Hours
North Lebanon Branch	1101 Columbus Ave, Lebanon, OH 45036	View Lobby Hours
Monroe Branch	108 South Main Street, Monroe, OH 45050	View Lobby Hours
Cornerstone Centerville Branch	5361 Cornerstone North Blvd., Centerville, OH 45440	View Lobby Hours
Franklin Branch	1073 West Jefferson Street, Franklin, IN 46131	View Lobby Hours
Avon Branch	9554 E Us Highway 36, Avon, IN 46123	View Lobby Hours
North Manchester Main Branch	106 North Market Street, North Manchester, IN 46962	View Lobby Hours
Van Wert Drive-Thru	113 Central Avenue, Van Wert, OH 45891	View Lobby Hours
Centerville Branch	1015 South Main Street, Centerville, OH 45458	View Lobby Hours
Montgomery Road Branch	10100 Montgomery Rd, Cincinnati, OH 45242	View Lobby Hours
Hartford City Branch	101 West Washington Street, Hartford City, IN 47348	View Lobby Hours
Fort Wayne Main Branch	203 East Berry Street, Fort Wayne, IN 46802	View Lobby Hours
State At Mapleton Branch	2033 State Street, Columbus, IN 47201	View Lobby Hours
Bloomington N College Branch	536 N College Ave, Bloomington, IN 47404	View Lobby Hours
Newark Oh Lpo	351 South 21st Street, Newark, OH 43055	View Lobby Hours
Celina Harbor Sqaure Branch	1942 Havermann Road, Celina, OH 45822	View Lobby Hours
Lazarus Office Branch	139 S High Street, Columbus, OH 43215	View Lobby Hours
Short Vine Branch	2712 Vine Street, Cincinnati, OH 45219	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.769%	5.625% 1.00 points $5,083 fees	$1,843	Learn More
NMLS ID: 399799	6.092%	6.000% 0.63 points $3,321 fees	$1,919	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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