First Guaranty Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Mckinney Branch	8951 Synergy Dr., Suite 100, Mckinney, TX 75070	View Lobby Hours
Garland Branch	603 West Main Street, Suite 101, Garland, TX 75040	View Lobby Hours
Denton Branch	2209 W. University Drive, Denton, TX 76201	View Lobby Hours
Kentwood Branch	723 Ave G, Kentwood, LA 70444	View Lobby Hours
Abbeville Branch	799 West Summers Drive, Abbeville, LA 70510	View Lobby Hours
Greensburg Branch	6151 Hwy 10, Greensburg, LA 70441	View Lobby Hours
Jennings Branch	500 North Cary Avenue, Jennings, LA 70546	View Lobby Hours
Independence Branch	455 West Railroad Avenue, Independence, LA 70443	View Lobby Hours
Homer Branch	401 North 2nd Street, Homer, LA 71040	View Lobby Hours
First Guaranty Bank	400 East Thomas Street, Hammond, LA 70401	View Lobby Hours
Montpelier Branch	35651 Highway 16, Montpelier, LA 70422	View Lobby Hours
Watson Branch	33818 Louisiana Highway 16, Denham Springs, LA 70706	View Lobby Hours
Kentwood Branch	301 Avenue F, Kentwood, LA 70444	View Lobby Hours
Walker South Road Branch	29815 Walker South Road, Walker, LA 70785	View Lobby Hours
Denham Springs Branch	2231 South Range Avenue, Denham Springs, LA 70726	View Lobby Hours
Guaranty West Branch	2111 West Thomas Street, Hammond, LA 70401	View Lobby Hours
Ponchatoula Branch	500 West Pine Street, Ponchatoula, LA 70454	View Lobby Hours
Benton Branch	189 Burt Boulevard, Benton, LA 71006	View Lobby Hours
Oil City Branch	126 S. Highway 1, Oil City, LA 71061	View Lobby Hours
Dubach Branch	117 East Hico Street, Dubach, LA 71235	View Lobby Hours
Berryland Branch	105 Berryland Shopping Center, Ponchatoula, LA 70454	View Lobby Hours
Vivian Branch	102 East Louisiana Avenue, Vivian, LA 71082	View Lobby Hours
Haynesville Branch	10065 Highway 79, Haynesville, LA 71038	View Lobby Hours
Amite Branch	100 East Oak Street, Amite, LA 70422	View Lobby Hours
Waco Branch	7600 Woodway Drive, Waco, TX 76712	View Lobby Hours
Fort Worth Branch	2001 N. Handley Ederville Road, Fort Worth, TX 76118	View Lobby Hours
Bossier City Branch	4221 Airline Drive, Bossier City, LA 71111	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 401822	6.025%	5.875% 1.00 points $5,195 fees	$1,893	Learn More
NMLS ID: 1025894	6.202%	6.125% 0.63 points $2,626 fees	$1,945	Learn More
NMLS ID: 6606	6.331%	6.240% 1.00 points $3,094 fees	$1,969	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Splash Financial See Table	Intro APR 7.250 % After Intro: 7.250 % Intro Period: 8 months	$25,000	Learn More More Info
This rate is variable and will fluctuate with the Prime Rate as published in the Wall Street Journal. Variable Annual Percentage Rate (APR) for first and second lien position home equity lines of credit will vary with the Prime Rate as published in the Wall Street Journal. As of 11/4/2025, the variable rate for new home equity lines of credit is Prime – 0.25% to Prime + 2.50% (6.75% APR to 9.50% APR). Your rate will not exceed 18.000% APR. Making minimum interest-only payments will not pay down your principal. An annual fee of $100 will apply every year after the first year from the date of funding. Not all applicants are eligible for the maximum line of credit amount or the maximum combined loan to value (LTV). The property type, applicant creditworthiness, verified income, and third party property valuation all may affect eligibility. Maximum LTV ratios of 90%, 80% or 70% apply depending on creditworthiness and property eligibility. Offer available for owner-occupied, 1-4 unit residential properties only. For HELOC amounts at and above $100,000, Splash requires an initial draw of at least $75,000. For line amounts less than $100,000, you must draw at least 75% initially. Additional draw amounts are subject to lender minimums. To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Borrow up to $500,000 Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

First Guaranty Bank - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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