First Guaranty Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Mckinney Branch	8951 Synergy Dr., Suite 100, Mckinney, TX 75070	View Lobby Hours
Garland Branch	603 West Main Street, Suite 101, Garland, TX 75040	View Lobby Hours
Denton Branch	2209 W. University Drive, Denton, TX 76201	View Lobby Hours
Kentwood Branch	723 Ave G, Kentwood, LA 70444	View Lobby Hours
Abbeville Branch	799 West Summers Drive, Abbeville, LA 70510	View Lobby Hours
Greensburg Branch	6151 Hwy 10, Greensburg, LA 70441	View Lobby Hours
Jennings Branch	500 North Cary Avenue, Jennings, LA 70546	View Lobby Hours
Independence Branch	455 West Railroad Avenue, Independence, LA 70443	View Lobby Hours
Homer Branch	401 North 2nd Street, Homer, LA 71040	View Lobby Hours
First Guaranty Bank	400 East Thomas Street, Hammond, LA 70401	View Lobby Hours
Montpelier Branch	35651 Highway 16, Montpelier, LA 70422	View Lobby Hours
Watson Branch	33818 Louisiana Highway 16, Denham Springs, LA 70706	View Lobby Hours
Kentwood Branch	301 Avenue F, Kentwood, LA 70444	View Lobby Hours
Walker South Road Branch	29815 Walker South Road, Walker, LA 70785	View Lobby Hours
Denham Springs Branch	2231 South Range Avenue, Denham Springs, LA 70726	View Lobby Hours
Guaranty West Branch	2111 West Thomas Street, Hammond, LA 70401	View Lobby Hours
Ponchatoula Branch	500 West Pine Street, Ponchatoula, LA 70454	View Lobby Hours
Benton Branch	189 Burt Boulevard, Benton, LA 71006	View Lobby Hours
Oil City Branch	126 S. Highway 1, Oil City, LA 71061	View Lobby Hours
Dubach Branch	117 East Hico Street, Dubach, LA 71235	View Lobby Hours
Berryland Branch	105 Berryland Shopping Center, Ponchatoula, LA 70454	View Lobby Hours
Vivian Branch	102 East Louisiana Avenue, Vivian, LA 71082	View Lobby Hours
Haynesville Branch	10065 Highway 79, Haynesville, LA 71038	View Lobby Hours
Amite Branch	100 East Oak Street, Amite, LA 70422	View Lobby Hours
Waco Branch	7600 Woodway Drive, Waco, TX 76712	View Lobby Hours
Fort Worth Branch	2001 N. Handley Ederville Road, Fort Worth, TX 76118	View Lobby Hours
Bossier City Branch	4221 Airline Drive, Bossier City, LA 71111	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 757416	5.950%	5.875% 0.75 points $2,589 fees	$1,893	Learn More
NMLS ID: 2473786	5.983%	5.875% 0.88 points $3,738 fees	$1,893	Learn More
NMLS ID: 1025894	6.227%	6.125% 0.88 points $3,500 fees	$1,945	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

First Guaranty Bank - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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