First National Bank and Trust Company of Newtown - Nationwide Branches

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Branch	Address	View Lobby Hours
Wrightstown Branch	2607 Windy Bush Road, Newtown, PA 18940	View Lobby Hours
Fairless Hills Branch	500 South Oxford Valley Road, Fairless Hills, PA 19030	View Lobby Hours
Newtown Township Branch	773 Newtown Yardley Rd, Newtown, PA 18940	View Lobby Hours
Washington Crossing Branch	1121-1 General Washington Memorial Boulevard, Washington Crossing, PA 18977	View Lobby Hours
Warminster Office Branch	910 West Street Road, Warminster, PA 18974	View Lobby Hours
Richboro Branch	832 Second Street Pike, Richboro, PA 18954	View Lobby Hours
St. Andrew School Branch	51 Wrights Road, Newtown, PA 18940	View Lobby Hours
Solebury Office Branch	408 York Road, New Hope, PA 18938	View Lobby Hours
First National Bank And Trust Compan	40 South State Street, Newtown, PA 18940	View Lobby Hours
Attleboro Branch	290 East Winchester Avenue, Langhorne, PA 19047	View Lobby Hours
Twining Village Branch	280 Middle Holland Road, Holland, PA 18966	View Lobby Hours
Park Terrace Branch	275 South Main Street, Doylestown, PA 18901	View Lobby Hours
Southampton Estates Branch	238 Street Road, Southampton, PA 18966	View Lobby Hours
Jamison Office Branch	2370 York Road, Building #h1, Jamison, PA 18929	View Lobby Hours
Langhorne Branch	201 South Bellevue Avenue, Langhorne, PA 19047	View Lobby Hours
Pennswood Village Branch	2 Pennswood Dr, Newtown, PA 18940	View Lobby Hours
Levittown Branch	1323 East Lincoln Highway, Levittown, PA 19056	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1835285	5.830%	5.750% 0.88 points $2,800 fees	$1,868	Learn More
NMLS ID: 399799	6.092%	6.000% 0.63 points $3,321 fees	$1,919	Learn More
NMLS ID: 6606	6.092%	6.000% 1.00 points $3,162 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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