First State Bank of Middlebury - Nationwide Branches
| Branch | Address | View Lobby Hours |
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Mishawaka Branch
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4101 Edison Lakes Parkway, Suite 140, Mishawaka, IN 46545 |
View Lobby Hours
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Goshen Branch
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201 North Main Street, Goshen, IN 46526 |
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Riverwalk Branch
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200 Nibco Parkway, Elkhart, IN 46516 |
View Lobby Hours
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Greencroft Branch
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1820 Greencroft Boulevard, Goshen, IN 46526 |
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Cobblestone Crossing Branch
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1515 Cobblestone Boulevlard, Elkhart, IN 46516 |
View Lobby Hours
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First State Bank Of Middlebury
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111 South Main Street, Middlebury, IN 46540 |
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Cleveland Road Branch
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17977 Cleveland Road, South Bend, IN 46635 |
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Featured - 30 Year Fixed Mortgage Rates 2025
NMLS ID: 408902
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5.849%
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5.750%
0.75 points
$3,457 fees
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$1,868
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NMLS ID: 757416
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5.966%
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5.875%
1.00 points
$3,149 fees
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$1,893
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NMLS ID: 613839
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6.108%
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5.990%
0.63 points
$4,063 fees
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$1,917
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Featured - Home Equity Line Of Credit Rates 2025
PenFed Credit Union
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0.000 %
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$0
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Interest-only payments during the 10-year draw period
- Loans Amounts from $25,000 - $500,000.
- Get a HELOC from PenFed to Put Your Home Equity to Work.
- HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
- Home Equity Line of Credit - Equal Housing Lender.
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Valley Strong Credit Union
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Intro APR
6.850 %
After Intro:
6.850 %
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$15,000
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More Info
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Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing.
- Get your offer in 5 minutes and funding in as few as 5 days
- Personalized banking solutions to help reach your financial goals
- Up to $400K
- Terms of 10,15, or 30 years
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Figure Home Equity
See Table
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Intro APR
6.850 %
After Intro:
6.850 %
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$15,000
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More Info
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Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone.
- Flexible terms, borrow $15K-$750K, redraw up to 100%
- Use to consolidate debt or finance your next home project
- 100% digital app & automated valuation
- Largest non-bank HELOC lender in the US
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Third Federal Savings and Loan
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Intro APR
6.990 %
After Intro:
6.990 %
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$0
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More Info
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Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com.
- Third Federal rate are typically 20% lower than other leaders
- Guaranteed Lowest Rate
- No closing costs, prepayment penalties, or minimum draw requirements
- 10 year draw period
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