First United Bank and Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Purcell Branch	324 West Main Street, Purcell, OK 73080	View Lobby Hours
Moore Riverwalk Banking Center Branc	2101 S I-35 Frontage Road, Moore, OK 73160	View Lobby Hours
Oklahoma City South Western Banking	10731 South Western Avenue, Oklahoma City, OK 73170	View Lobby Hours
Krum Branch	960 East Mccart Street, Krum, TX 76249	View Lobby Hours
Shawnee Branch	912 East Independence, Shawnee, OK 74801	View Lobby Hours
Sapulpa Branch	815 South Main, Sapulpa, OK 74066	View Lobby Hours
Hugo Branch	801 East Jackson, Hugo, OK 74743	View Lobby Hours
Custer Road Branch	6401 Custer Road, Mckinney, TX 75071	View Lobby Hours
Calera Branch	601 North Service Road, Calera, OK 74730	View Lobby Hours
Southwestern Bank Branch	6000 South Western Avenue, Oklahoma City, OK 73139	View Lobby Hours
Kickapoo Branch	4439 North Kickapoo Avenue, Shawnee, OK 74804	View Lobby Hours
Walmart Branch	3712 W. Main, Durant, OK 74701	View Lobby Hours
Sapulpa Main Bank	315 East Dewey, Sapulpa, OK 74066	View Lobby Hours
Pauls Valley Branch	315 West Grant Avenue, Pauls Valley, OK 73075	View Lobby Hours
Tecumseh Branch	301 North Broadway, Tecumseh, OK 74873	View Lobby Hours
Madill Branch	300 West Lillie, Madill, OK 73446	View Lobby Hours
Denton-North Branch	2730 West University Drive, Denton, TX 76201	View Lobby Hours
Wewoka Branch	223 South Mekusukey Avenue, Wewoka, OK 74884	View Lobby Hours
Ada Branch	221 West 12th Street, Ada, OK 74820	View Lobby Hours
University Branch	2025 West University, Durant, OK 74701	View Lobby Hours
Seminole Branch	201 N. Milt Phillips, Seminole, OK 74868	View Lobby Hours
Pauls Valley Meridian Branch	2000 West Grant, Pauls Valley, OK 73075	View Lobby Hours
Mckinney Branch	1700 Redbud Blvd., Suite 130, Mc Kinney, TX 75069	View Lobby Hours
Stockyards Branch	1600 South Agnew Ave, Oklahoma City, OK 73108	View Lobby Hours
Denton-South Branch	1517 Centre Place Drive, Denton, TX 76205	View Lobby Hours
North First Street Branch	1410 North First Street, Durant, OK 74701	View Lobby Hours
Sanger Branch	1403 West Chapman, Sanger, TX 76266	View Lobby Hours
First United Bank And Trust Company	1400 West Main Street, Durant, OK 74701	View Lobby Hours
Ada Arlington Branch	1221 Arlington, Ada, OK 74820	View Lobby Hours
Bokchito Branch	102 West Main Street, Bokchito, OK 74726	View Lobby Hours
Holdenville Branch	102 East Main Street, Holdenville, OK 74848	View Lobby Hours
Colbert Branch	101 Burney Street, Colbert, OK 74733	View Lobby Hours
Mobile Branch	2011 Texoma Parkway, Sherman, TX 75090	View Lobby Hours
Oklahoma City Downtown Branch	512 N Broadway, Oklahoma City, OK 73102	View Lobby Hours
Oklahoma City Downtown Branch	512 North Broadway, Oklahoma City, OK 73102	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 2059741	5.936%	5.875% 0.63 points $2,115 fees	$1,893	Learn More
NMLS ID: 1312186	6.093%	6.000% 1.00 points $3,200 fees	$1,919	Learn More
NMLS ID: 6606	6.218%	6.125% 1.00 points $3,178 fees	$1,945	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Splash Financial See Table	Intro APR 7.250 % After Intro: 7.250 % Intro Period: 8 months	$25,000	Learn More More Info
This rate is variable and will fluctuate with the Prime Rate as published in the Wall Street Journal. Variable Annual Percentage Rate (APR) for first and second lien position home equity lines of credit will vary with the Prime Rate as published in the Wall Street Journal. As of 11/4/2025, the variable rate for new home equity lines of credit is Prime – 0.25% to Prime + 2.50% (6.75% APR to 9.50% APR). Your rate will not exceed 18.000% APR. Making minimum interest-only payments will not pay down your principal. An annual fee of $100 will apply every year after the first year from the date of funding. Not all applicants are eligible for the maximum line of credit amount or the maximum combined loan to value (LTV). The property type, applicant creditworthiness, verified income, and third party property valuation all may affect eligibility. Maximum LTV ratios of 90%, 80% or 70% apply depending on creditworthiness and property eligibility. Offer available for owner-occupied, 1-4 unit residential properties only. For HELOC amounts at and above $100,000, Splash requires an initial draw of at least $75,000. For line amounts less than $100,000, you must draw at least 75% initially. Additional draw amounts are subject to lender minimums. To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Borrow up to $500,000 Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today

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