Flanagan State Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Leroy Branch	500 S Persimmon St, Le Roy, IL 61752	View Lobby Hours
Gridley Il Branch	208 East Gridley Road, Gridley, IL 61744	View Lobby Hours
Benson Branch	403 State Street, Benson, IL 61516	View Lobby Hours
Bloomington Branch	2401 East Washington Street, Bloomington, IL 61704	View Lobby Hours
Flanagan State Bank	301 West Falcon Highway, Flanagan, IL 61740	View Lobby Hours
Elpaso Branch	111 North Fayette Street, El Paso, IL 61738	View Lobby Hours
Paw Paw Lpo	333 Chicago Road, Paw Paw, IL 61353	View Lobby Hours
Peoria Heights Lpo	4541 N. Prospect Road, Peoria Heights, IL 61616	View Lobby Hours
Moline Lpo	1630 5th Avenue, Moline, IL 61265	View Lobby Hours
Monee Lpo	5701 W. Monee-Manhattan Road, Monee, IL 60449	View Lobby Hours
Waverly Lpo	203 Crestwood Avenue, Bremer, IA 50677	View Lobby Hours
Muscatine Lpo	2016 Cedar Plaza Drive, Muscatine, IA 52761	View Lobby Hours
St. Joseph Lpo	2335 North Belt Hwy, Saint Joseph, MO 64501	View Lobby Hours
Reading Lpo	528 Walnut Street, Reading, PA 19601	View Lobby Hours
Palestine Lpo	301 East Palestine Avenue, Palestine, TX 75801	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.495%	6.375% 0.63 points $4,049 fees	$1,997	Learn More
NMLS ID: 613839	6.724%	6.624% 0.50 points $3,324 fees	$2,049	Learn More
NMLS ID: 399799	6.730%	6.625% 0.75 points $3,628 fees	$2,049	Learn More
NMLS ID: 401822	6.770%	6.625% 0.88 points $4,795 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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