Focus Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Marmaduke Facility	7281 Highway 34 East, Marmaduke, AR 72443	View Lobby Hours
East Prairie Facility	4950 South Highway 105, East Prairie, MO 63845	View Lobby Hours
Caruthersville Drive-In Facility	4th And Walker, Caruthersville, MO 63830	View Lobby Hours
Jonesboro Southwest Drive Facility	406 Southwest Drive, Jonesboro, AR 72401	View Lobby Hours
Hilltop Branch	3313 East Johnson Avenue, Jonesboro, AR 72401	View Lobby Hours
Caruthersville Facility	323 Ward Avenue, Caruthersville, MO 63830	View Lobby Hours
Paragould Highway 49 South Facility	3100 Linwood Drive, Paragould, AR 72450	View Lobby Hours
Paragould Kingshighway Facility	3005 W Kings Highway, Paragould, AR 72450	View Lobby Hours
Jonesboro Branch	2525 Red Wolf Blvd., Jonesboro, AR 72401	View Lobby Hours
Sikeston Facility	1150 South Main, Sikeston, MO 63801	View Lobby Hours
Focus Bank	101 South Main Street, Charleston, MO 63834	View Lobby Hours
Online Banking Branch	101 South Main, Charleston, MO 63834	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1025894	6.227%	6.125% 0.88 points $3,500 fees	$1,945	Learn More
NMLS ID: 3029		points fees		Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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