Guaranty Bank and Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
506 Castle Pines Parkway Branch	506 Castle Pines North Pkwy, Castle Pines, CO 80108	View Lobby Hours
Castle Rock Branch	501 Wilcox, Castle Rock, CO 80104	View Lobby Hours
Downtown Greeley	930 11th Avenue, Greeley, CO 80631	View Lobby Hours
Castle Pines Branch	856 W Happy Canyon Road, #100, Castle Rock, CO 80108	View Lobby Hours
Berthoud Branch	807 Mountain Avenue, Berthoud, CO 80513	View Lobby Hours
Dtc- Belleview	6501 East Belleview Avenue, Englewood, CO 80111	View Lobby Hours
Strasburg Branch	56540 East Colfax Avenue, Strasburg, CO 80136	View Lobby Hours
Byers Branch	538 North Highway 36, Byers, CO 80103	View Lobby Hours
Arvada Bank Branch	5025 Kipling Street, Wheat Ridge, CO 80033	View Lobby Hours
Longmont Branch	401 Main Street, Longmont, CO 80501	View Lobby Hours
Cherry Creek Branch	3301 East 1st Avenue, Denver, CO 80206	View Lobby Hours
Brighton Branch	2707 E Bromley Lane, Brighton, CO 80601	View Lobby Hours
West Greeley Branch	2700 47th Ave, Greeley, CO 80634	View Lobby Hours
Fox Creek Branch	1650 Pace Street, Longmont, CO 80504	View Lobby Hours
Golden Branch	16800 West Colfax Avenue, Golden, CO 80401	View Lobby Hours
Harmony Branch	1550 East Harmony Road, Fort Collins, CO 80525	View Lobby Hours
West Loveland Branch	1401 S Taft, Loveland, CO 80537	View Lobby Hours
Guaranty Bank And Trust Company	1331 17th Street, Denver, CO 80202	View Lobby Hours
Boulder Branch	1300 Walnut Street, Boulder, CO 80302	View Lobby Hours
Ken Caryl Branch	12644 W. Indore Place, Littleton, CO 80127	View Lobby Hours
Mulberry Branch	1210 E. Mulberry Street, Fort Collins, CO 80524	View Lobby Hours
Westminster Branch	1197 West 120th Avenue, Westminster, CO 80234	View Lobby Hours
Meridian Branch	11806 Oswego Street, Englewood, CO 80112	View Lobby Hours
Twin Peaks Branch	1050 So. Hover St., #202, Longmont, CO 80501	View Lobby Hours
Bennett Branch	101 West Centennial Drive, Bennett, CO 80102	View Lobby Hours
Eaton Branch	100 Oak Avenue, Eaton, CO 80615	View Lobby Hours
Cleveland Branch	935 N. Cleveland, Loveland, CO 80537	View Lobby Hours
Timberline Branch	3227 Timberline Avenue, Fort Collins, CO 80525	View Lobby Hours
Mountain Branch	303 East Mountain Avenue, Fort Collins, CO 80524	View Lobby Hours
East 29th Street Branch	300 East 29th Street, Loveland, CO 80538	View Lobby Hours
West Eisenhower Branch	2695 West Eisenhower Blvd, Loveland, CO 80537	View Lobby Hours
Raintree Branch	2337 South Shields Street, Fort Collins, CO 80526	View Lobby Hours
East Eisenhower Branch	1355 East Eisenhower Boulevard, Loveland, CO 80537	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.769%	5.625% 1.00 points $5,057 fees	$1,843	Learn More
NMLS ID: 399799	6.109%	6.000% 0.75 points $3,913 fees	$1,919	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Guaranty Bank and Trust Company - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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