Hanmi Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Houston Gessner Branch	8585 South Gessner Drive, Houston, TX 77074	View Lobby Hours
Annandale Branch	7140 Little River Turnpike, Suite 749, Annandale, VA 22003	View Lobby Hours
Naperville West Branch	664 Raymond Drive, Naperville, IL 60563	View Lobby Hours
Chicago Branch	6335 North Western Avenue, Chicago, IL 60659	View Lobby Hours
Austin Branch	5816 North Ih-35, Austin, TX 78751	View Lobby Hours
Houston Hillcroft Branch	5910 Hillcroft Street, Houston, TX 77036	View Lobby Hours
Garland Branch	4555 West Walnut, Garland, TX 75042	View Lobby Hours
Plano Branch	280 Legacy Drive, Plano, TX 75023	View Lobby Hours
Carrollton Branch	2625 Old Denton Road, Suite 100, Carrollton, TX 75007	View Lobby Hours
Houston Spring Branch	1611 Gessner Drive, Houston, TX 77080	View Lobby Hours
Downers Grove Branch	1303 Ogden Avenue, Downers Grove, IL 60515	View Lobby Hours
Carol Stream Branch	1275 North County Farm Road, Carol Stream, IL 60188	View Lobby Hours
Irvine Branch	1140 Roosevelt, Irvine, CA 92620	View Lobby Hours
Dallas Branch	11235 Harry Hines Boulevard, Suite 101, Dallas, TX 75229	View Lobby Hours
Arlington Branch	1107 East Pioneer Parkway, Arlington, TX 76010	View Lobby Hours
Edison Branch	1031 Us Hwy 1 South, Edison, NJ 8837	View Lobby Hours
Garden Grove-Brookhurst Branch	9820 Garden Grove Boulevard, Garden Grove, CA 92844	View Lobby Hours
Downtown-Los Angeles Branch	950 South Los Angeles Street, Los Angeles, CA 90015	View Lobby Hours
Vermont Branch	933 South Vermont Avenue, Los Angeles, CA 90006	View Lobby Hours
Koreatown Plaza Branch	928 South Western Avenue, Suite 260, Los Angeles, CA 90006	View Lobby Hours
Fashion District Branch	726 E. 12th Street, #211, Los Angeles, CA 90021	View Lobby Hours
Fullerton-Beach Branch	5245 Beach Boulevard, Buena Park, CA 90621	View Lobby Hours
San Diego Branch	4637 Convoy Street, Suite 101, San Diego, CA 92111	View Lobby Hours
Hanmi Bank	3660 Wilshire Boulevard, Suite A, Los Angeles, CA 90010	View Lobby Hours
Olympic Branch	3737 Olympic Boulevard, Los Angeles, CA 90010	View Lobby Hours
Koreatown Galleria Branch	3250 W. Olympic Blvd. #200, Los Angeles, CA 90006	View Lobby Hours
Olympic-Kingsley Branch	3099 West Olympic Boulevard, Los Angeles, CA 90006	View Lobby Hours
Silicon Valley Branch	2765 El Camino Real, Santa Clara, CA 95051	View Lobby Hours
Torrance-Del Amo Mall Branch	21838 Hawthorne Boulevard, Torrance, CA 90503	View Lobby Hours
Gardena Branch	2001 W. Redondo Beach Blvd., Gardena, CA 90247	View Lobby Hours
Rowland Heights Branch	18720 East Colima Road, Rowland Heights, CA 91748	View Lobby Hours
San Francisco Branch	1469 Webster St., San Francisco, CA 94115	View Lobby Hours
Irvine Branch	14474 Culver Dr. #d, Irvine, CA 92604	View Lobby Hours
Western Branch	120 South Western Ave, Los Angeles, CA 90004	View Lobby Hours
Van Nuys Branch	14427 Sherman Way, Van Nuys, CA 91405	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.879%	5.750% 0.75 points $4,501 fees	$1,868	Learn More
NMLS ID: 399799	6.108%	6.000% 0.75 points $3,856 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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