Heartland Bank and Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Cedar Falls Branch	205 West 2nd Street, Cedar Falls, IA 50613	View Lobby Hours
Coralville Branch	119 Second Street, Suite 100, Coralville, IA 52241	View Lobby Hours
Nxt Bank	59 Fourth Street North, Central City, IA 52214	View Lobby Hours
Marion Branch	325 Oakbrook Drive, Marion, IA 52302	View Lobby Hours
Waterloo Branch	4020 Bankers Boulevard, Waterloo, IA 50701	View Lobby Hours
Downtown Cedar Rapids Branch	320 3rd Street, Se, Cedar Rapids, IA 52401	View Lobby Hours
Fourth Street Facility	913 South Fourth Street, De Kalb, IL 60115	View Lobby Hours
Antioch Branch	485 Lake Street, Antioch, IL 60002	View Lobby Hours
Gurnee Branch	36044 North Brookside Drive, Gurnee, IL 60031	View Lobby Hours
Dekalb Ave Br	1985 Dekalb Avenue, Sycamore, IL 60178	View Lobby Hours
Schaumburg Branch	321 West Golf Road, Schaumburg, IL 60196	View Lobby Hours
Sycamore Branch	124 South Main Street, Sycamore, IL 60178	View Lobby Hours
Newark Branch	Route 71 And Union Street, Newark, IL 60541	View Lobby Hours
99 North Elm Street Branch	99 North Elm Street, El Paso, IL 61738	View Lobby Hours
Peru Branch	925 Shooting Park Road, Peru, IL 61354	View Lobby Hours
Allen Road Branch	9010 N. Allen Road, Peoria, IL 61615	View Lobby Hours
Hampshire Branch	819 Warner Street, Hampshire, IL 60140	View Lobby Hours
Bank Of Chenoa/Branch	801 E. Cemetery Avenue, Chenoa, IL 61726	View Lobby Hours
Bank Of Shorewood Branch	700 West Jefferson Street, Shorewood, IL 60431	View Lobby Hours
Henry Branch	703 Third Street, Henry, IL 61537	View Lobby Hours
Princeton South	606 South Main Street, Princeton, IL 61356	View Lobby Hours
Vine Street Branch	602 South Vine Street, Urbana, IL 61801	View Lobby Hours
Plainfield Branch	5650 Canton Farm Road, Plainfield, IL 60586	View Lobby Hours
Oglesby Branch	501 West Walnut Street, Oglesby, IL 61348	View Lobby Hours
Minooka Branch	500 Bob Blair Road, Minooka, IL 60447	View Lobby Hours
Fayette Street Branch	45 North Fayette Street, El Paso, IL 61738	View Lobby Hours
Western Springs National Bank Branch	4456 Wolf Road, Western Springs, IL 60558	View Lobby Hours
Princeton Sixth	423 South Sixth Street, Princeton, IL 61356	View Lobby Hours
Bank Of Elwood - A Branch Of Bank Of	430 East Mississippi Ave, Elwood, IL 60421	View Lobby Hours
418 Locust St Branch	418 Locust Street, Delavan, IL 61734	View Lobby Hours
Lexington Branch	401 West Main Street, Lexington, IL 61753	View Lobby Hours
Heartland Bank And Trust Company	401 North Hershey Road, Bloomington, IL 61702	View Lobby Hours
Metamora Branch	379 Old Germantown Road, Metamora, IL 61548	View Lobby Hours
West War Memorial Branch	3501 West War Memorial Drive, Peoria, IL 61615	View Lobby Hours
First State Pekin Branch	3400 Court Street, Pekin, IL 61554	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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