HomeTrust Bank - Nationwide Branches

View HomeTrust Bank overview page →

Branch	Address	View Lobby Hours
Johnson City Branch	862 Med Tech Pkwy, Johnson City, TN 37604	View Lobby Hours
Bristol Financial Center Branch	425 State Street, Bristol, VA 24201	View Lobby Hours
Church Circle Branch	422 Broad Street, Kingsport, TN 37660	View Lobby Hours
Tri Summit Bank Branch	1999 East Stone Street, Kingsport, TN 37660	View Lobby Hours
Woodruff Road Office	499 Woodruff Road, Greenville, SC 29607	View Lobby Hours
Queens Road Branch	100 Queens Road, Charlotte, NC 28204	View Lobby Hours
Jefferson City Branch	156 East Broadway Boulevard, Jefferson City, TN 37760	View Lobby Hours
Merchants Greene Branch	Merchants Greene Blvd, Morristown, TN 37814	View Lobby Hours
Bearden-Knoxville Branch	6501 Kingston Pike, Knoxville, TN 37919	View Lobby Hours
West Walnut Street Branch	612 West Walnut Street, Johnson City, TN 37601	View Lobby Hours
Johnson City Branch	1907 North Roan Street, Johnson City, TN 37601	View Lobby Hours
Morristown Main Office	120 Evans Avenue, Morristown, TN 37814	View Lobby Hours
Farragut Branch	11916 Kingston Pike, Farragut, TN 37934	View Lobby Hours
Clyde Branch	8583 Carolina Boulevard, Clyde, NC 28721	View Lobby Hours
Waynesville Branch	800 Russ Avenue, Waynesville, NC 28786	View Lobby Hours
Columbus Branch	685 West Mills Street, Columbus, NC 28722	View Lobby Hours
Weaverville Branch	5 North Ridge Commons Parkway, Weaverville, NC 28787	View Lobby Hours
Tryon Branch	341 N. Trade Street, Tryon, NC 28782	View Lobby Hours
Forest City Branch	351 Butler Road, Forest City, NC 28043	View Lobby Hours
Reidsville Branch	2805 Reid School Road, Reidsville, NC 27320	View Lobby Hours
Hendersonville Branch	228 Sixth Avenue East, Hendersonville, NC 28792	View Lobby Hours
Shelby Main Office	224 East Warren Street, Shelby, NC 28150	View Lobby Hours
South Asheville Branch	1825 Hendersonville Road, Asheville, NC 28803	View Lobby Hours
Arden Branch	140 Airport Road Suite P, Arden, NC 28704	View Lobby Hours
Midway Branch	11564 Old Highway 52, Winston Salem, NC 27107	View Lobby Hours
Lexington Branch	107 West Center Street, Lexington, NC 27292	View Lobby Hours
Eden Branch	106 South Van Buren Road, Eden, NC 27288	View Lobby Hours
East Asheville Branch	1011 Tunnel Road, Suite 180, Asheville, NC 28805	View Lobby Hours
Cherryville Branch	100 West Main Street, Cherryville, NC 28021	View Lobby Hours
Hometrust Bank	10 Woodfin Street, Asheville, NC 28801	View Lobby Hours
Roanoke Branch	316 S Jefferson Street, Roanoke, VA 24011	View Lobby Hours
Martinsville Branch	8 Lester Street, Martinsville, VA 24112	View Lobby Hours
Crossroads-Roanoke Branch	5002 Williamson Road, Roanoke, VA 24012	View Lobby Hours
Starkey Road Branch	3956 Electric Road, Roanoke, VA 24018	View Lobby Hours
Riverside Branch	3205 Riverside Drive, Danville, VA 24541	View Lobby Hours

«
Page 1 of 2
2
»

Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.761%	5.625% 0.88 points $4,785 fees	$1,843	Learn More
NMLS ID: 613839	5.852%	5.750% 0.50 points $3,574 fees	$1,868	Learn More
NMLS ID: 399799	6.105%	6.000% 0.75 points $3,753 fees	$1,919	Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

See More Home Equity Rates →

New Bank Offers

Download a Free eBook

Bank On It:
The No Risk Way To Boost Your Savings

BestCashCow
Guide To Credit Card Travel Rewards

65 Questions to Ask before Choosing a CD

The Insider's Guide
to
Mortgages

Plan and Optimize Your Finances