Horizon Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Summit Community Bank Branch	2151 West Grand River, Okemos, MI 48864	View Lobby Hours
1600 Abbott Road Branch	1600 Abbott Road, East Lansing, MI 48823	View Lobby Hours
350 South Branch	3602 Cougill Lane, Lafayette, IN 47909	View Lobby Hours
Greenbush Branch	2134 Greenbush Street, Lafayette, IN 47904	View Lobby Hours
301 South St Branch	301 South Street, Lafayette, IN 47901	View Lobby Hours
West Lafayette Branch	1980 Northwestern Avenue, West Lafayette, IN 47906	View Lobby Hours
U S 12 And Union Road Branch	Us Highway 12 And Union Road, Union, MI 49130	View Lobby Hours
Waterloo Branch	625 S. Wayne Street, Waterloo, IN 46793	View Lobby Hours
North Main Street Branch	507 North Main Street, Columbia City, IN 46725	View Lobby Hours
500 North Grand Branch	500 North Grand, Schoolcraft, MI 49087	View Lobby Hours
Defiance Street Branch	303 Defiance Street, Howe, IN 46746	View Lobby Hours
Topeka Branch	210 West Lake Street, Topeka, IN 46571	View Lobby Hours
212 West Seventh Street Branch	212 West Seventh Street, Auburn, IN 46706	View Lobby Hours
Columbia City Branch	123-129 South Main Street, Columbia City, IN 46725	View Lobby Hours
1213 W Michigan Branch	1213 West Michigan, Three Rivers, MI 49093	View Lobby Hours
Garrett Branch	1212 S Randolph St, Garrett, IN 46738	View Lobby Hours
Kendallville Branch	116 West Mitchell Street, Kendallville, IN 46755	View Lobby Hours
Lagrange Branch	114-118 S. Detroit Street, Lagrange, IN 46761	View Lobby Hours
Avilla Branch	105 Main Street, Avilla, IN 46710	View Lobby Hours
Eastman Avenue Branch	5710 Eastman Avenue, Midland, MI 48640	View Lobby Hours
Frankenmuth Branch	464 North Main Street, Frankenmuth, MI 48734	View Lobby Hours
Ashman Street Branch	118 Ashman Street, Midland, MI 48640	View Lobby Hours
Jackson Street Branch	307 East Jackson Street, Attica, IN 47918	View Lobby Hours
Carmel Lpo	200 S. Rangeline Road, Carmel, IN 46032	View Lobby Hours
Attica Branch	2 South Perry Street, Attica, IN 47918	View Lobby Hours
Coolspring Banking Center Branch	Johnson Road And Cr 400 N, Michigan City, IN 46360	View Lobby Hours
710 Indiana Avenue Branch	710 Indiana Ave, La Porte, IN 46350	View Lobby Hours
Eastside Branch	301 Boyd Boulevard, Laporte, IN 46350	View Lobby Hours
Westville Branch	1 Parkman Drive, Westville, IN 46391	View Lobby Hours
Warsaw Branch	433 Anchorage Rd, Warsaw, IN 46580	View Lobby Hours
Syracuse Branch	411 South Huntington Street, Syracuse, IN 46567	View Lobby Hours
East Center Street Branch	2102 East Center Street, Warsaw, IN 46580	View Lobby Hours
Leesburg Branch	200 Main Street, Leesburg, IN 46538	View Lobby Hours
Mentone Branch	102 East Main Street, Mentone, IN 46539	View Lobby Hours
Bargersville Branch	Three Notch Lane, Bargersville, IN 46106	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.895%	5.750% 1.00 points $5,067 fees	$1,868	Learn More
NMLS ID: 399799	6.115%	6.000% 0.88 points $4,118 fees	$1,919	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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