Howard Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Howard Bank	6011 University Boulevard Suite 370, Ellicott City, MD 21043	View Lobby Hours
Defense Highway Branch	116 Defense Highway, Annapolis, MD 21401	View Lobby Hours
Maple Lawn Branch	10985 Johns Hopkins Road, Laurel, MD 20723	View Lobby Hours
Route 40 Office	10163 Baltimore National Pike, Ellicott City, MD 21042	View Lobby Hours
Aberdeen Branch	3 W Bel Air Avenue, Aberdeen, MD 21001	View Lobby Hours
Hampden Branch	821 West 36th Street, Baltimore, MD 21211	View Lobby Hours
East Joppa Road Branch	2028 East Joppa Road, Baltimore, MD 21234	View Lobby Hours
Dundalk Branch	1301 Merritt Boulevard, Baltimore, MD 21222	View Lobby Hours
Rising Sun Branch	6 Pearl Street, Rising Sun, MD 21911	View Lobby Hours
Harve De Grace Branch	800 Revolution Street, Havre De Grace, MD 21078	View Lobby Hours
Dublin Branch	3535 Conowingo Rd, Street, MD 21154	View Lobby Hours
Elkton Branch	305 Augustine Herman Hwy, Elkton, MD 21921	View Lobby Hours
Towson Branch	22 W Pennsylvaina Ave, Towson, MD 21204	View Lobby Hours
Remington Branch	2700 Remington Avenue, Baltimore, MD 21211	View Lobby Hours
Ramington Branch	2700 Remington Ave, Baltimore, MD 21211	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.231%	6.125% 0.50 points $3,627 fees	$1,945	Learn More
NMLS ID: 613839	6.395%	6.250% 1.00 points $4,927 fees	$1,971	Learn More
NMLS ID: 399799	6.491%	6.375% 0.88 points $4,048 fees	$1,997	Learn More
NMLS ID: 401822	6.494%	6.375% 0.63 points $3,995 fees	$1,997	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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