International Bank of Commerce - Nationwide Branches

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Branch	Address	View Lobby Hours
Bailey Ranch Branch	9350 North Garnett Rd., Owasso, OK 74055	View Lobby Hours
Sapulpa Branch	911 East Taft, Sapulpa, OK 74066	View Lobby Hours
Moore South Branch	906 Sw 19th Street, Moore, OK 73160	View Lobby Hours
Tulsa Memorial Branch	8202 East 71st Street, Tulsa, OK 74133	View Lobby Hours
Tulsa Union Branch	8112 Garnett Rd., Tulsa, OK 74133	View Lobby Hours
Bethany Branch	7723 N W 23, Bethany, OK 73008	View Lobby Hours
Pauls Valley Branch	700 W. Grant, Pauls Valley, OK 73075	View Lobby Hours
Lawton Financial Center Branch	6425 North West Cache Road, Lawton, OK 73505	View Lobby Hours
Chickasha Branch	628 Grand Avenue, Chickasha, OK 73018	View Lobby Hours
May Avenue Branch	5701 N. May Avenue, Oklahoma City, OK 73112	View Lobby Hours
Tulsa Midtown Village Branch	5302 E. Skelly, Tulsa, OK 74135	View Lobby Hours
Moore Branch	513 Ne 12th, Moore, OK 73160	View Lobby Hours
Crown Heights Branch	4902 North Western Ave., Oklahoma City, OK 73118	View Lobby Hours
Purcell Branch	430 W Lincoln Street, Purcell, OK 73080	View Lobby Hours
Tulsa Garnett Branch	4202 S. Garnett Rd., Tulsa, OK 74146	View Lobby Hours
Edmond Santa Fe Branch	412 S. Santa Fe, Edmond, OK 73003	View Lobby Hours
Sand Springs South Branch	3973 Highway 97, Sand Springs, OK 74063	View Lobby Hours
Broken Arrow Branch	3359 South Elm Place, Broken Arrow, OK 74012	View Lobby Hours
Muskogee Branch	3143 Azalea Park Drive, Muskogee, OK 74401	View Lobby Hours
Chandler Branch	3108 East First Street, Chandler, OK 74834	View Lobby Hours
Delaware Branch	2808 E. 101st Street, Tulsa, OK 74137	View Lobby Hours
Miami Branch	2520 North Main Street, Miami, OK 74354	View Lobby Hours
Shawnee Branch	2512 N Harrison, Shawnee, OK 74801	View Lobby Hours
Duncan North Branch	2311 North Hwy 81, Duncan, OK 73533	View Lobby Hours
Ardmore North Branch	2302 12th Ave., N.W., Ardmore, OK 73401	View Lobby Hours
Portland Branch	2301 N. Portland Ave., Oklahoma City, OK 73107	View Lobby Hours
Tulsa Lewis Branch	2250 East 73rd Street, Tulsa, OK 74136	View Lobby Hours
Midwest City Douglas Branch	2200 South Douglas Boulevard, Midwest City, OK 73130	View Lobby Hours
Lawton Gore - Downtown Branch	2101 W. Gore Blvd., Lawton, OK 73501	View Lobby Hours
Lindsay Branch	209 E. Cherokee St., Lindsay, OK 73052	View Lobby Hours
Sulphur Branch	2009 W. Broadway, Sulphur, OK 73086	View Lobby Hours
Elk City Branch	200 E Broadway, Elk City, OK 73644	View Lobby Hours
Tulsa Yale Branch	1951 South Yale, Tulsa, OK 74112	View Lobby Hours
Stillwater Oklahoma Branch	1900 North Perkins Rd., Stillwater, OK 74075	View Lobby Hours
Edmond Branch	1812 E. 15th St., Edmond, OK 73013	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.726%	5.625% 0.50 points $3,560 fees	$1,843	Learn More
NMLS ID: 399799	5.991%	5.875% 0.88 points $4,179 fees	$1,893	Learn More
NMLS ID: 3030		points fees		Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.500 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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