Investors Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Howell Branch Office	4255 Us Highway 9, Howell, NJ 7731	View Lobby Hours
Hillside Township Branch	1300 Liberty Avenue, Hillside, NJ 7205	View Lobby Hours
Park Slope Branch	314 7th Avenue, Brooklyn, NY 11215	View Lobby Hours
Dyker Hieghts Branch	7414 13th Avenue, Brooklyn, NY 11228	View Lobby Hours
Manhattan Avenue Branch	896 Manhattan Avenue, Brooklyn, NY 11222	View Lobby Hours
Avenue J Branch	1201 Avenue J, Brooklyn, NY 11201	View Lobby Hours
Maspeth Branch	69-71 Grand Avenue, Maspeth, NY 11378	View Lobby Hours
Ridgewood Branch	58-25 Myrtle Avenue, Ridgewood, NY 11385	View Lobby Hours
Richmond Hill Branch	103-42 Lefferts Blvd., South Richmond Hill, NY 11419	View Lobby Hours
New Dorp Branch	2580 Hylan Blvd., Staten Island, NY 10306	View Lobby Hours
East Northport Branch	563 Larkfield Road, East Northport, NY 11731	View Lobby Hours
Hackensack Branch	70 Hackensack Avenue, Hackensack, NJ 7601	View Lobby Hours
Caldwell Branch	820 Bloomfield Avenue, West Caldwell, NJ 7006	View Lobby Hours
Harrison Branch	301 Harrison Avenue, Harrison, NJ 7029	View Lobby Hours
18th Avenue	6402 18th Avenue, Brooklyn, NY 11204	View Lobby Hours
Franklin Square Branch	675 Hempstead Turnpike, Franklin Square, NY 11010	View Lobby Hours
Merrick Branch	2150 Merrick Road, Merrick, NY 11566	View Lobby Hours
Bulls Head Branch	2200 Richmond Avenue, Staten Island, NY 10314	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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