Kentucky Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
West Main Street Branch	724 West Main Street, Richmond, KY 40475	View Lobby Hours
University Shopping Center Branch	660 University Shopping Center, Richmond, KY 40475	View Lobby Hours
Madison Bank Branch	1001 Gibson Bay Drive, Suite 101, Richmond, KY 40476	View Lobby Hours
By-Pass Branch	1975 Bypass Road, Winchester, KY 40391	View Lobby Hours
Lexington Road Branch	Lexington Road, Paris, KY 40361	View Lobby Hours
Kentucky Bank	Fourth And Main Streets, Paris, KY 40361	View Lobby Hours
Cynthiana Branch	939 Us Highway 27 South, Cynthiana, KY 41031	View Lobby Hours
Versailles Branch	520 Marsailles Road, Versailles, KY 40383	View Lobby Hours
Nicholasville Branch	920 North Main Street, Nicholasville, KY 40356	View Lobby Hours
Morehead Downtown Branch	400 West First Street, Morehead, KY 40351	View Lobby Hours
Main Street Branch	400 Main Street, Paris, KY 40361	View Lobby Hours
Lexington Ky Branch	360 East Vine Street, Suite 100, Lexington, KY 40507	View Lobby Hours
Cherry Blossom Branch	260 Blossom Park Drive, Georgetown, KY 40324	View Lobby Hours
Winchester Downtown Branch	24 West Lexington Avenue, Winchester, KY 40391	View Lobby Hours
Flemingsburg Road Branch	1500 Flemingsburg Road, Morehead, KY 40351	View Lobby Hours
Sandy Hook Branch	144 South Kentucky 7, Sandy Hook, KY 41171	View Lobby Hours
Wilmore Branch	108 East Main Street, Wilmore, KY 40390	View Lobby Hours
Georgetown Branch	103 West Showalter Drive, Georgetown, KY 40324	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.870%	5.750% 0.63 points $4,187 fees	$1,868	Learn More
NMLS ID: 613839	5.878%	5.750% 0.88 points $4,489 fees	$1,868	Learn More
NMLS ID: 399799	6.127%	6.000% 1.00 points $4,527 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Quicken Loans See Table	0.000 %	$0	Learn More More Info
Ready to access funds? Homeowners’ best kept secret for cash. Access equity on YOUR terms. It costs $0 to see how much you could get with a lender Homeowners best kept secret for cash No second mortgage needed Keep the low rate you already have It costs $0 to check your options with lenders
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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