Lake City Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Direct Banking Center- Www.Lakecityb	Www.Lakecitybank.com, Warsaw, IN 46581	View Lobby Hours
Ligonier South Branch	1470 Lincolnway South, Ligonier, IN 46767	View Lobby Hours
Columbia City Branch	Sr 9 And U.S. 30, Columbia City, IN 46725	View Lobby Hours
Winona Lake Branch	99 Chestnut Avenue, Winona Lake, IN 46590	View Lobby Hours
Lagrange Branch	901 South Detroit Street, Lagrange, IN 46761	View Lobby Hours
Shipshewana Branch	895 North Van Buren Street, Shipshewana, IN 46565	View Lobby Hours
Elkhart Branch	864 East Beardsley Avenue, Elkhart, IN 46516	View Lobby Hours
Plymouth Branch	826 East Jefferson Street, Plymouth, IN 46563	View Lobby Hours
Middlebury Branch	712 Wayne Avenue, Middlebury, IN 46540	View Lobby Hours
Fort Wayne Jefferson Branch	6851 W Jefferson Blvd, Fort Wayne, IN 46804	View Lobby Hours
North Webster Branch	644 North Main Street, North Webster, IN 46555	View Lobby Hours
Kendallville Branch	631 Professional Way, Kendallville, IN 46755	View Lobby Hours
Elkhart Jimtown Branch	58404 State Road 19, Elkhart, IN 46516	View Lobby Hours
Rochester Branch	507 East Ninth Street, Rochester, IN 46975	View Lobby Hours
Syracuse Branch	502 South Huntington Street, Syracuse, IN 46567	View Lobby Hours
Mishawaka Branch	5015 Main Street, Mishawaka, IN 46544	View Lobby Hours
Concord Goshen Branch	4202 Elkhart Road, Goshen, IN 46526	View Lobby Hours
Warsaw North Branch	420 Chevy Way, Warsaw, IN 46581	View Lobby Hours
Warsaw East Branch	3601 Commerce Drive, Warsaw, IN 46580	View Lobby Hours
Milford Branch	311 West Syracuse Street, Milford, IN 46542	View Lobby Hours
Fort Wayne North Branch	302 East Dupont Road, Fort Wayne, IN 46825	View Lobby Hours
Goshen Branch	2513 South Main Street, Goshen, IN 46526	View Lobby Hours
Ligonier Downtown Branch	222 South Cavin Street, Ligonier, IN 46767	View Lobby Hours
Elkhart East Branch	22050 State Road 120, Elkhart, IN 46515	View Lobby Hours
Drive-In Branch	220 East Center Street, Warsaw, IN 46580	View Lobby Hours
South Bend Northwest Branch	21113 Cleveland Road, South Bend, IN 46628	View Lobby Hours
Medaryville Branch	205 East Main Street, Medaryville, IN 47957	View Lobby Hours
Nappanee Branch	202 West Market Street, Nappanee, IN 46550	View Lobby Hours
Mentone Branch	202 East Main Street, Mentone, IN 46539	View Lobby Hours
Lake City Bank	202 East Center Street, Warsaw, IN 46581	View Lobby Hours
Bremen Branch	1600 State Road 331, Bremen, IN 46506	View Lobby Hours
Huntington Branch	1501 North Jefferson, Huntington, IN 46750	View Lobby Hours
Grace Village Branch	1324 Wooster Road, Winona Lake, IN 46590	View Lobby Hours
Granger Branch	12830 State Road 23, Granger, IN 46530	View Lobby Hours
West Lake Branch	1221 West Lake Street, Warsaw, IN 46580	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.867%	5.750% 0.63 points $4,088 fees	$1,868	Learn More
NMLS ID: 613839	6.108%	5.990% 0.63 points $4,063 fees	$1,917	Learn More
NMLS ID: 399799	6.124%	6.000% 1.00 points $4,412 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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