Lake Ridge Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Middleton - West Branch	8309 University Avenue, Middleton, WI 53562	View Lobby Hours
Oregon	744 North Main Street, Oregon, WI 53575	View Lobby Hours
Bank Of Waunakee/Branch	610 West Main Street, Waunakee, WI 53597	View Lobby Hours
Madison Branch	455 County Highway M, Madison, WI 53719	View Lobby Hours
Cross Plains Branch	2535 Main Street, Cross Plains, WI 53528	View Lobby Hours
Mount Horeb Branch	1740 Business Highway 18-151 East, Mount Horeb, WI 53572	View Lobby Hours
State Bank Of Cross Plains	1205 Main Street, Cross Plains, WI 53528	View Lobby Hours
Independent Bank Verona - Branch	108 North Main Street, Verona, WI 53593	View Lobby Hours
Black Earth State Bank Branch	1030 Mills Street, Black Earth, WI 53515	View Lobby Hours
Sauk City Branch	603 Phillips Boulevard, Sauk City, WI 53583	View Lobby Hours
Middleton Br	3207 Parmenter Street, Middleton, WI 53562	View Lobby Hours
Belleville Branch	27 W Main St, Belleville, WI 53508	View Lobby Hours
Brooklyn Branch	229 Douglas Drive, Brooklyn, WI 53521	View Lobby Hours
Bridge Road Branch	6430 Bridge Road, Monona, WI 53716	View Lobby Hours
Monona Bank	5515 Monona Drive, Monona, WI 53716	View Lobby Hours
Cottage Grove Branch	341 West Cottage Grove Road, Cottage Grove, WI 53527	View Lobby Hours
Atwood Avenue Madison Branch	1965 Atwood Avenue, Madison, WI 53704	View Lobby Hours
Cross Plains Wi Branch	2615 Westview Court, Cross Plains, WI 53528	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	6.655%	6.500% 1.00 points $5,195 fees	$2,023	Learn More
NMLS ID: 3030		points fees		Learn More
NMLS ID: 401822		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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