LCNB National Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Brookville Nb	225 Upper Lewisburg-Salem Road, Brookville, OH 45309	View Lobby Hours
Arlington Road Branch	121 Hay Avenue, Brookville, OH 45309	View Lobby Hours
Frankfort Branch	Main And Springfield Streets, Frankfort, OH 45628	View Lobby Hours
Warrior Branch	Lebanon High School, 1916 Drake Road, Lebanon, OH 45036	View Lobby Hours
Goshen Branch	Dick Flynn Blvd, Goshen, OH 45122	View Lobby Hours
Centerville Branch	9605 Dayton Lebanon Pike St Rt 48, Centerville, OH 45458	View Lobby Hours
Waynesville Branch	9 North Main Street, Waynesville, OH 45068	View Lobby Hours
Hamilton Branch	794 N.W. Washington Boulevard, Hamilton, OH 45013	View Lobby Hours
Maineville Branch	7795 South State Route 48, Maineville, OH 45039	View Lobby Hours
Fairfield Branch	765 Nilles Road, Fairfield, OH 45014	View Lobby Hours
Columbus Avenue Branch	730 Columbus Avenue, Lebanon, OH 45036	View Lobby Hours
Roachester/Morrow Branch	6123 East State Route 22 And 3, Roachester, OH 45152	View Lobby Hours
South Lebanon Branch	603 Corwin Nixon Blvd, South Lebanon, OH 45065	View Lobby Hours
Springboro/Franklin Branch	525 West Central Avenue, Springboro, OH 45066	View Lobby Hours
Loveland Branch	500 Loveland Madeira Road, Loveland, OH 45140	View Lobby Hours
Middletown Branch	4441 Marie Drive, Middletown, OH 45044	View Lobby Hours
Hunter Branch	3878 State Route 122, Franklin, OH 45005	View Lobby Hours
Drive-In Branch	34 North Broadway, Lebanon, OH 45036	View Lobby Hours
Chillicothe Branch	33 West Main Street, Chillicothe, OH 45601	View Lobby Hours
Colerain Township Branch	3209 West Galbraith Road, Cincinnati, OH 45239	View Lobby Hours
Oxford Branch	30 West Park Place, Oxford, OH 45056	View Lobby Hours
Lcnb Oakwood Branch	2705 Far Hills Avenue, Dayton, OH 45419	View Lobby Hours
Otterbein Branch	200 Campus Ctr, Lebanon, OH 45036	View Lobby Hours
Lcnb National Bank	2 N. Broadway St, Lebanon, OH 45036	View Lobby Hours
Wilmington Branch	1243 Rombach Avenue, Wilmington, OH 45177	View Lobby Hours
Bridge Street Branch	1240 N. Bridge Street, Chillicothe, OH 45601	View Lobby Hours
The Mason Branch	1050 Reading Road, Mason, OH 45040	View Lobby Hours
Monroe Branch	101 Clarence F Warner Drive, Monroe, OH 45050	View Lobby Hours
Western Branch	1006 Western Avenue, Chillicothe, OH 45601	View Lobby Hours
Fayette Banking Center Branch	100 Crossings Drive, Washington Court House, OH 43160	View Lobby Hours
West Alexandria Branch	55 East Dayton Street, West Alexandria, OH 45381	View Lobby Hours
Lewisburg Branch	522 South Commerce Street, Lewisburg, OH 45338	View Lobby Hours
New Paris Branch	201 South Washington Street, New Paris, OH 45347	View Lobby Hours
Barron Street Branch	1697 North Barron Street, Eaton, OH 45320	View Lobby Hours
Eaton National Bank Branch	110 West Main Street, Eaton, OH 45320	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.879%	5.750% 0.75 points $4,501 fees	$1,868	Learn More
NMLS ID: 399799	6.108%	6.000% 0.75 points $3,856 fees	$1,919	Learn More
NMLS ID: 613839	6.108%	5.990% 0.63 points $4,044 fees	$1,917	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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