Liberty Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Bridgeport Avenue Branch	504 Bridgeport Avenue, Shelton, CT 6484	View Lobby Hours
Derby Branch	49 Pershing Drive, Derby, CT 6418	View Lobby Hours
Naugatuck Church Street Branch	333 Church Street, Naugatuck, CT 6770	View Lobby Hours
Seymour Branch	249 West Street, Seymour, CT 6483	View Lobby Hours
Southford Branch	1570 Southford Road, Southbury, CT 6488	View Lobby Hours
Beacon Falls Branch	127 South Main Street, Beacon Falls, CT 6403	View Lobby Hours
Waterbury Branch	1030 Hamilton Ave, Waterbury, CT 6706	View Lobby Hours
Naugatuck New Haven Rd Branch	1009 New Haven Road, Naugatuck, CT 6770	View Lobby Hours
Marlborough Branch	26 East Hampton Rd, Marlborough, CT 6447	View Lobby Hours
Quaker Hill Branch	31 Norwich Rd, Waterford, CT 6385	View Lobby Hours
Mystic Branch	27 Coogan Blvd, Mystic, CT 6355	View Lobby Hours
Haddam Branch	116 Bridge St, Haddam, CT 6438	View Lobby Hours
West Hartford Branch	970 Farmington Ave, West Hartford, CT 6107	View Lobby Hours
Old Saybrook Branch	90 Main Street, Old Saybrook, CT 6475	View Lobby Hours
Wallingford Branch	909 North Colony Road, Wallingford, CT 6492	View Lobby Hours
Madison Branch	859 Boston Post Road, Madison, CT 6443	View Lobby Hours
Main Street Branch	852 East Main Street, Meriden, CT 6450	View Lobby Hours
Washington Street Branch	827 Washington Street, Middletown, CT 6457	View Lobby Hours
Norwich Branch	77 Salem Turnpike (Route 82), Norwich, CT 6360	View Lobby Hours
Clinton Branch	8 East Main Street, Clinton, CT 6413	View Lobby Hours
New Britain Branch	747 Farmington Avenue, New Britain, CT 6053	View Lobby Hours
Cromwell Cobblestone Branch	72 Berlin Road, Cromwell, CT 6416	View Lobby Hours
Essex Branch	7 Main Street, Essex, CT 6426	View Lobby Hours
Glastonbury Branch	64 Oak Street, Glastonbury, CT 6033	View Lobby Hours
Willimantic Main Branch	679 Main Street, Willimantic, CT 6226	View Lobby Hours
New London Branch	61 Bank Street, New London, CT 6320	View Lobby Hours
Groton Branch	597 Long Hill Road, Groton, CT 6340	View Lobby Hours
Cromwell Main Branch	534 Main Street, Cromwell, CT 6416	View Lobby Hours
Middlefield Branch	486 Main Street, Middlefield, CT 6455	View Lobby Hours
Plainville Branch	48 East Street, Plainville, CT 6062	View Lobby Hours
Middletown South Main Branch	460 South Main Street, Middletown, CT 6457	View Lobby Hours
Branford Branch	445 West Main Street, Branford, CT 6405	View Lobby Hours
Durham Branch	357 Main Street, Durham, CT 6422	View Lobby Hours
Liberty Bank	315 Main Street, Middletown, CT 6457	View Lobby Hours
East Lyme Branch	314 Flanders Road, East Lyme, CT 6333	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.876%	5.750% 0.75 points $4,417 fees	$1,868	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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